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Fincier

@fincier.com
4.6K followers 31K following 199 posts

Building a knowledge base to promote informed person financial decisions. Visit: www.fincier.com

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Fincier @fincier.com · 14/01/2026
Legendary investors Warren Buffett, the chairperson of Berkshire Hathaway, and Peter Lynch, the former fund manager of Fidelity Magellan Fund and current chairperson of Lynch Foundation, are adherents of value investing.
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Principles of Value Investing - Fincier
What exactly is value investing? How does it work? What are the investment goals and objectives of value investors?
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Fincier @fincier.com · 13/01/2026
"A new year is a blank book, but your habits are the pen. Write a story worth reading."
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Fincier @fincier.com · 09/01/2026
"If you can’t afford to say 'no' to a situation that drains you, you aren't yet free, no matter how much you earn."
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Fincier @fincier.com · 07/01/2026
"Your 2026 self will be the result of the decisions you make in the first 90 days of this year."
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Fincier @fincier.com · 06/01/2026
A contrarian approach to investing centers on going against the herd mentality that pervades the involved markets.
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What is Contrarian Investing? What are the Pros and Cons? - Fincier
Contrarian investing or a contrarian approach to investing centers on going against the herd mentality that pervades the involved markets.
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Fincier @fincier.com · 05/01/2026
"The best financial resolution is to stop trying to impress people you don’t like with money you haven’t earned yet."
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Fincier @fincier.com · 04/01/2026
"Most people fail their resolutions because they try to change their life in a day. Real change happens by changing your day for a year."
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Fincier @fincier.com · 03/01/2026
"Don't just change the calendar; change the habits that didn't serve you last year."
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Fincier @fincier.com · 02/01/2026
New Year's Resolution: Start investing! The purpose of investing is straightforward: putting our money to work to potentially build our wealth. This alone is enough reason why everyone should invest our money.
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Why You Should Invest: Reasons and Benefits - Fincier
The purpose of investing is straightforward: putting our money to work to potentially build our wealth. There are more specific reasons.
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Fincier @fincier.com · 01/01/2026
"A New Year’s resolution is a contract you sign with your future self. Make sure you're a person who honors their word."
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Fincier @fincier.com · 23/12/2025
"True wealth is the silent 'no' you carry in your pocket—a buffer against the things you’d rather not do."
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Fincier @fincier.com · 20/12/2025
"Inflation is always and everywhere a monetary phenomenon in the sense that it is and can be produced only by a more rapid increase in the quantity of money than in output." - Milton Friedman
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Fincier @fincier.com · 19/12/2025
"Every vote is a financial decision. Officials set the stage for your interest rates, your job market, and your cost of living."
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Fincier @fincier.com · 17/12/2025
A direct stock purchase plan or DSPP is a program or scheme that enables an investor to purchase stock directly from the issuing company.
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Direct Stock Purchase Plan: Advantages and Disadvantages - Fincier
A direct stock purchase plan or DSPP is a program or scheme that enables an investor to purchase stock directly from the issuing company.
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Fincier @fincier.com · 11/12/2025
"No investment, no exit strategy. It's that simple."
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Fincier @fincier.com · 09/12/2025
"Inflation is when you pay fifteen dollars for the ten-dollar haircut you used to get for five dollars when you had hair." - Sam Ewing
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Fincier @fincier.com · 05/12/2025
"If you don't pay attention to the officials you elect, you risk paying more attention to the bills you can't afford."
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Fincier @fincier.com · 04/12/2025
There is a considerable number of small public companies in the United States that trade around a dollar per share. These are called penny stocks. Some investors are attracted to these stocks because of their low share prices. Others have also considered some of these stocks as speculative.
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Penny Stocks: Advantages and Disadvantages - Fincier
There are small public companies in the United States that trade around a dollar per share. These are called penny stocks.
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Fincier @fincier.com · 03/12/2025
"Inflation is always and everywhere a monetary phenomenon in the sense that it is and can be produced only by a more rapid increase in the quantity of money than in output." - Milton Friedman
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Fincier @fincier.com · 02/12/2025
"Inflation is when you pay fifteen dollars for the ten-dollar haircut you used to get for five dollars when you had hair." - Sam Ewing
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Fincier @fincier.com · 29/11/2025
"Your financial success is a partnership between your hard work and the policies put in place by the leaders you choose."
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Fincier @fincier.com · 28/11/2025
Fundamental analysis examines the fundamentals of a particular investment or company. This can be likened to examining the blueprint for a building. It focuses on the basic or essential factors that determine the value of an investment.
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Components of Fundamental Analysis: Economic, Industry, Company - Fincier
Economic analysis, industry analysis, and company analysis are the three main elements or components of fundamental analysis.
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Fincier @fincier.com · 27/11/2025
"Talent is cheaper than table salt. What separates the talented individual from the successful one is a lot of hard work." – Stephen King
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Fincier @fincier.com · 24/11/2025
"Ignoring politics is not financial independence. It's surrendering control over the economic climate where your finances must grow."
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Fincier @fincier.com · 21/11/2025
"The ballot box is an extension of your budget. Who you elect determines the taxes you pay and the opportunities you get."
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Fincier @fincier.com · 20/11/2025
Cyclical stocks represent a specific type of stocks that tend to follow the ups and downs of the economy or the boom and bust phases of the economic cycle. These stocks perform well during periods of economic expansion but their value depreciates during a recession.
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Characteristics of Cyclical Stocks and How To Pick One - Fincier
Adding cyclical stocks to a portfolio of stocks can help an individual reduce the overall risks of investing in stocks.
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Fincier @fincier.com · 19/11/2025
"The security a child gains from knowing their parents are their financial safety net is worth more than any inheritance."
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Fincier @fincier.com · 18/11/2025
"You trade your time for money until you let your money trade its time for you. Investing is the switch."
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Fincier @fincier.com · 17/11/2025
"The path to perpetual labor is paved with uninvested savings and missed opportunities for financial independence."
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Fincier @fincier.com · 15/11/2025
There are a lot of pooled funds to choose from. The most popular ones among individual or retail investors are exchange-traded funds or ETFs, mutual funds or MFs, and unit investment trusts or UITs.
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Exchange-Traded Funds vs Mutual Funds vs Unit Investment Trusts - Fincier
A discussion of the differences between exchange-traded funds or ETFs, mutual funds or MFs, and unit investment trusts or UITs.
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Fincier @fincier.com · 14/11/2025
"Talent hits a target no one else can hit; Genius hits a target no one else can see. But consistency and effort make you hit every target." – Derivative of Arthur Schopenhauer's quote
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Fincier @fincier.com · 12/11/2025
"Our financial help is a statement of faith: we believe in our children enough to give them the resources to prove themselves."
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Fincier @fincier.com · 11/11/2025
"Retirement isn not an age. It is a financial position. Start investing today to control the timeline."
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Fincier @fincier.com · 06/11/2025
3M Company started as a mining venture in 1902 and later involved itself with sandpaper manufacturing before it evolved into a conglomerate that produces thousands of products under the industrial, worker safety, construction, production input, healthcare, and consumer goods categories.
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3M Stock: Advantages and Disadvantages - Fincier
This article weighs and discusses the pros and cons or advantages and disadvantages of 3M stock.
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Fincier @fincier.com · 04/11/2025
"Don't just save for retirement; invest for it. Savings secure your present; investments secure your future lifestyle."
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Fincier @fincier.com · 31/10/2025
"Your retirement account is the one place where patience and consistency will almost certainly pay off better than sudden brilliance."
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Fincier @fincier.com · 29/10/2025
"Building a secure family future means prioritizing the support that helps the next generation reach their full independence."
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Fincier @fincier.com · 27/10/2025
"Parental financial support should be a springboard, not a hammock—designed to launch, not simply cushion."
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Fincier @fincier.com · 21/10/2025
One of the most remarkable accomplishments of legendary investor Warren Buffett is leading Berkshire Hathaway. This holding company has a global presence and business interests across different sectors and industries.
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Berkshire Hathaway Stock: Advantages and Disadvantages - Fincier
This article analyzes and discusses the advantages and disadvantages of investing in Berkshire Hathaway stock.
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Fincier @fincier.com · 18/10/2025
"A parent's greatest financial gift to a child is not a life of ease, but a foundation of stability from which they can confidently build their own."
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Fincier @fincier.com · 16/10/2025
"Hard work beats talent when talent doesn't work hard." – Tim Notke
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Fincier @fincier.com · 14/10/2025
"Spectacular achievements come from unspectacular preparation." – Roger Staubach
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Fincier @fincier.com · 12/10/2025
Investing in large-cap stocks or big-cap stocks is common among investors seeking to maximize the benefits of both growth investing and value investing. Note that these stocks are issued by companies with a market capitalization of $10 billion or more.
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Advantages and Disadvantages of Large-Cap Stocks - Fincier
A look into the pros and cons or advantages and disadvantages of investing in large-cap stocks.
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Fincier @fincier.com · 11/10/2025
"Money is a tool, not a toy. The responsible person knows how to use it to build a life, not just to buy temporary pleasures."
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Fincier @fincier.com · 09/10/2025
"I am a great believer in luck, and I find the harder I work, the more I have of it." – Thomas Jefferson
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Fincier @fincier.com · 08/10/2025
"Luck is what happens when preparation meets opportunity." – Seneca
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Fincier @fincier.com · 01/10/2025
A direct stock purchase plan or DSPP is a program or scheme that enables an investor to purchase stock directly from the issuing company.
fincier.com
Direct Stock Purchase Plan: Advantages and Disadvantages - Fincier
A direct stock purchase plan or DSPP is a program or scheme that enables an investor to purchase stock directly from the issuing company.
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Fincier @fincier.com · 30/09/2025
"Financial responsibility is not about becoming rich; it's about becoming a good steward of the resources entrusted to you."
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Fincier @fincier.com · 28/09/2025
"The measure of a person's financial character is not found in how much they make, but in how responsibly they manage what they have."
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Fincier @fincier.com · 26/09/2025
A contrarian approach to investing centers on going against the herd mentality that pervades the involved markets.
fincier.com
What is Contrarian Investing? What are the Pros and Cons? - Fincier
Contrarian investing or a contrarian approach to investing centers on going against the herd mentality that pervades the involved markets.
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