financialreality.bsky.social @financialreality.bsky.social · 01/10/2026These takes are often correct when it comes to fundamentals, but the market doesn't agree with it! 000
financialreality.bsky.social @financialreality.bsky.social · 30/09/2026ETF’s are going gangbusters According to Morningstar, more than 1,000 new funds launched in 2025 alone. Surely there is a limit to how many we need? 😅 000
financialreality.bsky.social @financialreality.bsky.social · 27/09/2026Planet Fitness shares are down 18% over the last five days as investors realise that AI agents remove the long call headache that keeps customers locked in. When considering the winners/losers of AI, it’s important to look past the direct players to who is affected downstream. 000
Reposted by @financialreality.bsky.socialAndrew Lokenauth | TheFinanceNewsletter.com @thefinancenewsletter.com · 15/09/202630-year mortgage rates just hit 7.17% A $500,000 mortgage over 30 years: $1,891/month at 2.17% $3,384/month at 7.17% That’s $537,500 more for the same home And the odds of a Fed rate hike this week are 92% Homeownership has become a luxury 67934
financialreality.bsky.social @financialreality.bsky.social · 07/09/2026"The four most expensive words in the English language: this time it's different." - John Templeton 000
Reposted by @financialreality.bsky.socialFT Edit @ftedit.ft.com · 04/09/2026Is a university degree still worth it? There are signs the knowledge-work boom is over — at least, the 𝘩𝘶𝘮𝘢𝘯 knowledge-work boom — and the skills that will be rewarded may look very different very soon. Read @jburnmurdoch.ft.com on #FTEdit 👉 ft.trib.al/MITbB0C Take our poll 🗳️ ft.trib.al/Wwma8SA 2215
financialreality.bsky.social @financialreality.bsky.social · 02/09/2026"Don't look for the needle in the haystack. Just buy the haystack." - John Bogle 000
financialreality.bsky.social @financialreality.bsky.social · 01/09/2026Happy 50th birthday to the index fund! Jack Bogle’s colleagues initially called the idea “un-American”. History will show index funds as being one of the most important democratisations in investing. 020
financialreality.bsky.social @financialreality.bsky.social · 01/09/2026Andrew Bailey and Kevin Warsh looked at the same world last week and reached opposite conclusions. Bailey sees a softening labour market and is happy to wait, Warsh sees full employment and stubborn inflation. 000
financialreality.bsky.social @financialreality.bsky.social · 26/08/2026Don’t compare where you are to others. What you see is often a show. That £70k car at the traffic lights driven by the person in their early 20’s - it’s financed. 000
financialreality.bsky.social @financialreality.bsky.social · 26/08/2026£100 a month can make you a millionaire. All you need is consistency and time 000
financialreality.bsky.social @financialreality.bsky.social · 24/08/2026McKinsey believes that, in 2027, 75% of the companies currently quoted on the S&P 500 will have disappeared. The average life-span of companies listed in Standard & Poor’s 500 was 61 years in 1958. Today, it is less than 18 years. 000
financialreality.bsky.social @financialreality.bsky.social · 23/08/2026"The first rule of compounding: never interrupt it unnecessarily." - Charlie Munger 000
financialreality.bsky.social @financialreality.bsky.social · 23/08/2026Is the government fixing the wrong ISA problem? thefinancialrealitycheck.com/blog/blog7 000
financialreality.bsky.social @financialreality.bsky.social · 23/08/2026"Time is your friend; impulse is your enemy." — John Bogle 000
financialreality.bsky.social @financialreality.bsky.social · 21/08/2026Millennials’ net worth has soared 134% over the last five years, compared to 32% for boomers and 40% for Gen X. Why are Millennials doing so well compared to other generations recently? 000
financialreality.bsky.social @financialreality.bsky.social · 19/08/2026The Japanese Yen has already weakened so much that the U.S. Treasury intervention has been wiped out completely. 000
financialreality.bsky.social @financialreality.bsky.social · 18/08/2026People earning $50,000 will believe they need $100,000 to be comfortable and so on and so forth. Don’t fall for the lifestyle creep. 000
financialreality.bsky.social @financialreality.bsky.social · 16/08/2026Is the UK government fixing the wrong ISA problem?thefinancialrealitycheck.substack.comIs the Government fixing the wrong ISA problem?New Isa rules will only affect around 3% of adults, what about the 60% who don’t even have an ISA? 000
financialreality.bsky.social @financialreality.bsky.social · 15/08/2026Is commission-free trading actually a thing? Or are investment platforms always taking a cut behind the scenes? Either way, the fewer transactions you make, the fewer fees you pay. Keep things simple! 000
financialreality.bsky.social @financialreality.bsky.social · 14/08/2026Woman in the UK do 3% better after 3 years than their male counterparts Research collated by the BBC shows that woman get slightly better returns, however are still far less likely to invest. 000
financialreality.bsky.social @financialreality.bsky.social · 13/08/2026Latest thoughts on the recent moves by the US Treasurythefinancialrealitycheck.substack.comAm I going mad...Or was this US Treasury move a huge deal?The US Treasury breaks a huge post-war convention 000
financialreality.bsky.social @financialreality.bsky.social · 12/08/2026Should the US Treasury selling Euros without telling the ECB not be much much bigger news? 010
financialreality.bsky.social @financialreality.bsky.social · 12/08/2026Lessons from South Korea - Why you should be staying away from leverage fundsthefinancialrealitycheck.substack.comLessons from South Korea - Why you should be staying away from leverage fundsThis week, over a million retail investors in South Korea got a bloody nose by messing with leveraged funds. 000
financialreality.bsky.social @financialreality.bsky.social · 12/08/2026Financial Nihilism - The downfall of traditional saving Have Gen Z given up on traditional investing? substack.com/home/post/p-...substack.comFinancial Nihilism - The downfall of traditional savingForget the All-World Index Fund, Gen Z are 100% in Crypto 010
