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Financial Planning

@financialplanning.bsky.social
427 followers 254 following 131 posts

We empower wealth management professionals with analysis and insights into the ideas shaping their businesses. Through authoritative journalism, events and research, we help firms drive their businesses and the industry forward. financial-planning.com

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Reposted by Financial Planning
Center for Retirement Research at Boston College @crrbc.bsky.social · 30/09/2026
What We're Reading Now! Our latest hand-selected list of interesting reads from @kffhealthnews.org, @financialplanning.bsky.social, and @aeajournals.bsky.social 🔗 crr.bc.edu/WWRN
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Financial Planning @financialplanning.bsky.social · 28/09/2026
Quick question for financial advisors: Which atypical provision for non-grantor trusts is a feature of SLANTs? If you know the answer (and especially if you don’t), head to FP’s latest continuing education quiz. Subscribers can earn CE credit for successfully completing it. #CFPs #CIMA #CE
financial-planning.com
Financial Planning's September CE quiz now live for subscribers
Earn credit toward industry certification while staying up to date on key financial planning topics and strategies.
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Financial Planning @financialplanning.bsky.social · 24/08/2026
Calling financial planners! If you need an hour’s credit toward keeping your CFP Board or IWI marks active, head on over to the August CE quiz now: www.financial-planning.com/news/earn-cr... #financialplanners #cfp #continuingeducation
financial-planning.com
Earn credit and sharpen skills with FP's August CE quiz
Financial Planning's August 2026 continuing education quiz is now open to subscribers. By successfully completing the quiz, advisors can earn one hour of CE credit to maintain professional certificati...
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Financial Planning @financialplanning.bsky.social · 20/08/2026
Charles Schwab’s decision to raise its asset minimum for sending clients to RIAs in its referral network is adding to fears it’s out to compete with advisors — or eventually kill the program. But RIAs don’t have to take the new $5 million minimum sitting down. #RIAs #financialplanning
financial-planning.com
4 ways RIAs can respond to Schwab's higher asset floor for client referrals
Industry consultants recommend steps RIAs in Schwab's referral network can take if they're worried about competition for clients.
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Financial Planning @financialplanning.bsky.social · 18/08/2026
It's one of the most consequential decisions a financial advisor will make: use a self-clearing firm or select a brokerage that uses external providers? #brokers #financialadvisors #IBDElite
financial-planning.com
IBD Elite 2026: The cryptic costs of clearing and custody for advisors
In a constantly changing industry, clearing and custody fees defy generalizations. The largest independent broker-dealers present financial advisors with the choice of working with a "self-clearing" f...
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Financial Planning @financialplanning.bsky.social · 11/08/2026
Social media and AI have created a lot of noise around financial advice. Some of it is helpful. Some of it isn’t. Allan Boomer, wealth advisor and host of the "The Momentum Advisors” podcast, said nearly three-quarters of online advice he sees is false.
financial-planning.com
Online misinformation strengthens planners' roles, advisors say
FinTok and AI financial advice have created a new era for wealth advisors — one ripe with online misinformation. But planners say that risky internet advice actually increases their value.
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Financial Planning @financialplanning.bsky.social · 05/08/2026
Speakers at The American College of Financial Services' CAAFP sessions defined three types of social capital that are critically important to launching and running successful advisory practices. #RIAs #financialadvisors #careers
financial-planning.com
3 types of social capital behind financial advisor success
Speakers at The American College of Financial Services' CAAFP like investing legend John Rogers shed light on how people fuel long-term success in the industry.
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Financial Planning @financialplanning.bsky.social · 31/07/2026
What does financial infidelity look like to professionals? "If you use your imagination about what would someone need $300 every day to spend on, it's usually drugs, sex work or gambling," one advisor said. #financialplanning #finance #investing
financial-planning.com
When clients hide money, advisors must walk fine lines
Advisors share the types of financial infidelity and secrecy they have seen in couples, and how they approached the money misbehavior.
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Financial Planning @financialplanning.bsky.social · 30/07/2026
An obscure section of the Secure 2.0 Act can be a “$2,600 conversation starter” when it comes to encouraging clients to consider long-term care insurance. Chuck Greenblott of Power10 Financial explains why. #LTC #tax #insurance #healthcare
financial-planning.com
Long-term care's 'brutal math' threatens retirees. Secure 2.0 can help
An overlooked section lets defined contribution plan participants use funds to pay LTC premiums without early-withdrawal penalties.
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Financial Planning @financialplanning.bsky.social · 27/07/2026
Only a quarter of millennials think buying a home is a “very good investment,” according to Pew Research data. 🏡💰🤔 As young Americans rethink homebuying as a way to build wealth, here's what financial advisors need to know about their mindset. #homebuying #wealth #millennials
financial-planning.com
Why young Americans aren't relying on homes to build wealth
Millennial and Gen Z Americans aren't investing in homes the same way as previous generations: The National Association of Realtors found the median age of first-time buyers last year was 40, an all t...
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Reposted by Financial Planning
Talking Biz News @talkingbiznews.bsky.social · 19/05/2026
@financialplanning.bsky.social has hired Zoe Sagalow as a reporter: talkingbiznews.com/media-news/f...
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Financial Planning @financialplanning.bsky.social · 28/04/2026
The Edward Jones and Capital Group relationship has endured for 60 years and helped create the structure of the modern wealth management industry. And it all started with hot dogs. 🌭#wealthmanagement #financialadvisors #edwardjones
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Edward Jones and American Funds: A 60-year revenue-sharing alliance
The firms' collaboration shines a light on how the wealth management business works today and how it is evolving, as advisors weigh independence against the risks of "poking the bear" when they leave.
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Financial Planning @financialplanning.bsky.social · 20/04/2026
Do advisors producing $1M in revenue at brokerages bring home the same base pay as advisors at regional firms? Nope. You may be surprised which firms pay the most. #brokerages #financialadvisors #compensation
financial-planning.com
What to expect in advisor pay in 2026
Traditionally, regional firms were places where advisors with mid-level revenue production could find comfortable homes. Janney and RBC show how that's changing.
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Financial Planning @financialplanning.bsky.social · 09/04/2026
Do you know a new financial advisor who goes above and beyond in their commitment to clients, firm and field? If so, nominate them now to be one of Financial Planning’s 2026 Rising Stars! ✨
financial-planning.com
Calling all planning superstars: Nominate a 2026 Rising Star now
It's that time of year again! Here's how to nominate a colleague — or yourself — for Financial Planning's annual Rising Star awards.
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Financial Planning @financialplanning.bsky.social · 02/04/2026
Some no-income-tax states deliver strong value to taxpayers but not always top-tier services, while higher-tax states may justify the cost through better public outcomes. 💸 See the top 10:
financial-planning.com
The biggest bang for your tax buck
The 10 states that offer the best return for residents' tax dollars.
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Reposted by Financial Planning
Talking Biz News @talkingbiznews.bsky.social · 29/03/2026
@financialplanning.bsky.social seeks a reporter: talkingbiznews.com/biz-news-hel...
talkingbiznews.com
Arizent's Financial Planning seeks a reporter - Talking Biz News
Financial Planning, Arizent’s award-winning wealth management publication, is seeking a high-impact Business Reporter. The ideal candidate is a subject matter expert with a deep understanding of the w...
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Financial Planning @financialplanning.bsky.social · 27/03/2026
State taxes aren’t just about income tax rates. A new analysis shows how property, sales and other taxes combine to create dramatically different burdens across states. See how your state compares.
financial-planning.com
How does your state's effective tax rate rank?
State and local tax burdens vary widely depending on how taxes are structured. A new WalletHub study provides a definitive ranking.
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Financial Planning @financialplanning.bsky.social · 19/03/2026
The sharp cliffs of Medicare's IRMAA can turn a smart tax move like a Roth conversion into a costly oversight, hiking annual premiums by thousands. #tax #medicare #retirement
financial-planning.com
The Medicare tax trap costing clients thousands
A well-intentioned tax move can push retirees over a Medicare income threshold, leading to thousands in unexpected annual premiums. Here's how advisors avoid these costs.
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Financial Planning @financialplanning.bsky.social · 04/03/2026
President Trump’s OBBBA tax cuts vary widely by state and income. New Tax Foundation research shows how the impact could play out in coming years. #tax #OBBBA #financialadvisors
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Where OBBBA delivers the biggest tax cuts
New Tax Foundation research reveals which households and regions gain most from President Donald Trump's One Big Beautiful Bill Act.
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Financial Planning @financialplanning.bsky.social · 27/02/2026
Can the wealth management industry move past its patchwork of titles and credentials? A growing number of academic programs working to formalize the profession think so. #CFP #financialadvisors #wealthmanagement
financial-planning.com
Inside the programs reshaping financial planning's talent pipeline
The growth of CFP Board-registered programs, from certificates to doctoral programs, reflects the industry's shift away from commission-based models.
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Financial Planning @financialplanning.bsky.social · 18/02/2026
Former NBA player Junior Bridgeman built a fortune after his @themilwaukeebucks.bsky.social basketball career. 🏀 His now-legendary investments reflect the same drive he displayed on the court to always find an edge on the competition, his daughter said. 🏦 #investing #money #BlackHistoryMonth
financial-planning.com
Investing in the family franchise: Junior Bridgeman's legendary lessons
A solid sixth man for the Milwaukee Bucks built his family's wealth after his playing days. Here's what financial advisors and investors can learn from his example.
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Financial Planning @financialplanning.bsky.social · 11/02/2026
Youth can be seen as a disadvantage in wealth management. Here’s how brokers from UBS, Merrill Lynch and Raymond James turned it into an advantage. #FinancialPlanning #Top40 #brokers
financial-planning.com
How 3 top-producing advisors made youth an asset
Nick Francia of UBS, Matthew Gallo of Merrill and Ryan Bass of Raymnd James all once felt their youth to be a perceived liability. Now, in an industry with an imminent retirement wave, they see it as ...
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Financial Planning @financialplanning.bsky.social · 10/02/2026
📣 Join us in congratulating the 2026 Top 40 Brokers Under 40, featuring advisors from Merrill, Morgan Stanley, JPMorgan, Raymond James, UBS and Janney Montgomery Scott. ✨ See who made the cut: #financialplanning #brokers #financialadvisors
financial-planning.com
These are the top 40 brokers under 40 in 2026
Financial Planning announces its 2026 class of the top 40 most productive employee wealth management brokers under the age of 40.
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Financial Planning @financialplanning.bsky.social · 27/01/2026
📣 Calling all financial advisors: Have questions for your peers about client or practice management? We want to hear from you in our Ask an Advisor series. Email queries to reporter robert.burgess@arizent.com or post in comments below. @robaburg.bsky.social #RIAs #financialadvisors #wealth
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Financial Planning @financialplanning.bsky.social · 26/01/2026
Start the year right by sharpening your skills with Financial Planning’s January continuing education quiz — and earn one hour of CE credit toward maintaining professional certification with the CFP Board and the Investments & Wealth Institute: #financialplanning #continuingeducation #cfp #quiz
financial-planning.com
FP's January 2026 CE quiz now live for financial advisors
Advisors can maintain professional certifications while keeping up to date on important issues in tax planning, compliance and more.
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Financial Planning @financialplanning.bsky.social · 31/12/2025
What lies ahead for wealth management? Here’s what six experts predict for RIAs, tax strategy, AI, private markets, wirehouses and the concept of retirement itself. #wealth
financial-planning.com
2026 expert predictions: What's next for wealth management
From AI advancements to greater access to private markets to the forces shaping retirement, six experts share their hot takes on what's just over the horizon in wealth management.
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Financial Planning @financialplanning.bsky.social · 30/12/2025
Retirement planning isn’t as simple as following a fixed withdrawal formula. J.P. Morgan research shows retirees experience big swings in spending early on, while later years tend to see a slow decline. Advisors say clients need flexible, customized withdrawal strategies.
financial-planning.com
J.P. Morgan finds critical flaw in fixed retirement withdrawal strategies
Popular retirement withdrawal strategies like the 4% rule assume a steady rate of spending for retirees. But new research from J.P. Morgan shows that premise is often disconnected from reality.
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Financial Planning @financialplanning.bsky.social · 20/10/2025
Here's how to understand the tricky alternative minimum tax:
financial-planning.com
'Stealth' tax is back: An advisor primer on the alternative minimum tax
Starting next year, more households will need to calculate or pay the AMT. The rules are complicated. Here's how financial advisors can prepare themselves — and clients — for the changes.
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Financial Planning @financialplanning.bsky.social · 17/10/2025
Gold keeps going up. But you know what they say...💰 See how advisors are reacting to the precious metal's climbing price.
financial-planning.com
As gold smashes records, more advisors adjust allocations
As geopolitical and other uncertainty remains, gold is seen as a useful hedge. But experts warn gold's rise won't last forever.
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Financial Planning @financialplanning.bsky.social · 09/10/2025
What's your comic book collection worth? Some investors have seen seven figures for a single edition. 🦹🦸‍♂️🤑 See the latest from @robaburg.bsky.social:
financial-planning.com
Returns on comic books rarely go up, up and away
Issues that feature a character's first appearance or death — or even a popular artist or writer's first publication — can command high prices. But a volatile short-term investment market and meticulo...
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Financial Planning @financialplanning.bsky.social · 08/10/2025
To wealth advisors, financial planners and everyone else: Happy World Financial Planning Day!! 😊💵🎉🪅
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Financial Planning @financialplanning.bsky.social · 07/10/2025
High earners aged 50 and up should consider 401(k) catch-up contributions while they're still an option:
financial-planning.com
Tax break for high earners over 50 to disappear in 2026
Starting in 2026, high earners over the age of 50 must make 401(k) catch-ups after-tax. Savers may not be celebrating, but advisors say the shift will benefit them over the long term.
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Financial Planning @financialplanning.bsky.social · 06/10/2025
With $80 trillion in generational wealth at stake, tradfi providers should be making moves to understand exactly what millennial and Generation Z clients want. Join us Oct. 7 at 2pm ET for a session featuring expert insight on how to capture these clients. #wealthmanagement #wealthtransfer #leaders
financial-planning.com
The $80T Question: TradFi, Gen Z and the Pursuit of a Digital-Asset Wealth Strategy
Nancy Beaton, President of Uphold U.S. and CRO/CMO of Uphold Ambre Soubiran, CEO, Kaiko Raghav Chopra, Managing Partner, Tephra Digital Moderator: Holly Sraeel
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Financial Planning @financialplanning.bsky.social · 02/10/2025
A $22K bottle of Burgundy. 🍷A $10 million handbag. 👜A $6 million guitar. 🎸 Can you really build wealth with collectibles? Here’s what to know from @robaburg.bsky.social. 💰
financial-planning.com
Passion in the portfolio: Luxury collectibles as alternative assets
Wine, whiskey, cars, handbags, guitars and watches are loved by many clients. And they may be worth serious money, too.
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Financial Planning @financialplanning.bsky.social · 01/10/2025
From potential disruption to benefits and reduced enforcement actions, here's what financial advisors should know about the government #shutdown:
financial-planning.com
An advisor's guide to the government shutdown
A government shutdown disrupts federal agencies and markets. Here's what advisors need to know to guide clients through the uncertainty.
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Financial Planning @financialplanning.bsky.social · 30/09/2025
📣 Calling all financial advisors! 📝 Our latest continuing education quiz is ready for you to ace it (and earn CE credit):
financial-planning.com
FP's September CE quiz is now live for financial advisors
Take Financial Planning's latest self-study continuing education quiz for an hour of credit toward maintaining professional certifications.
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Financial Planning @financialplanning.bsky.social · 29/09/2025
There's an unexpected stumbling block to many FIRE ("financial independence, retire early") finish lines: 🧠🤔
financial-planning.com
The hurdle dampening FIRE clients' plans
Even with the money to retire early, FIRE clients often face unexpected challenges. Advisors say mindset — more than finances — is often the real hurdle.
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Financial Planning @financialplanning.bsky.social · 26/09/2025
How to avoid the "cash trap" with interest rates dropping:
financial-planning.com
With $7.7T in money markets, advisors confront client cash hoarding
Even as interest rates fall, investors keep piling into money market funds. Advisors think many could be putting their money to better uses.
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Financial Planning @financialplanning.bsky.social · 25/09/2025
This one simple trick really will help your firm's search results. 💻👀💰 Get clicky with it and check out FP's latest by @robaburg.bsky.social
financial-planning.com
How one small tweak can boost advisor search visibility
AI-powered search results have changed how SEO works. Simple tweaks can help financial advisors and their firms show up much more frequently in no-click search results, experts say.
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Financial Planning @financialplanning.bsky.social · 23/09/2025
Tax law changes could take a bite out of business meal write-offs: 🍽️ 🫰🏦
financial-planning.com
Northwestern Mutual $23M tax suit reflects changes in meal write-offs
The new tax law won't completely eliminate the complicated tax incentives for food on the job, but experts suggest businesses may change up their menus.
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Financial Planning @financialplanning.bsky.social · 20/09/2025
Champagne problems...? 🥂💰💍
financial-planning.com
Taylor and Travis may need some tax advice
The music superstar and Kansas City Chiefs football player together would have a vast fortune and are likely to need expert tax and financial planning advice.
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Financial Planning @financialplanning.bsky.social · 19/09/2025
Taxing the very rich:
financial-planning.com
Lawmakers advance tax legislation for billionaires, IRS, Tax Court
Senate and House Democrats proposed a bill to ensure billionaires pay a "fair share" of taxes, without actually raising their tax rate under current law, while Republicans advanced legislation pertain...
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Financial Planning @financialplanning.bsky.social · 18/09/2025
It’s the first revision to NASAA’s non-traded REIT guidelines since 2007: 🏡💰
financial-planning.com
NASAA's new REIT rules and what financial advisors need to know
The latest revision to state regulators' guidelines for non-traded real estate investment trusts could change who can invest and how advisors can recommend the products to clients.
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Financial Planning @financialplanning.bsky.social · 17/09/2025
The past week has given employers and employees alike a stark reminder that online speech can have professional consequences. By @robaburg.bsky.social
financial-planning.com
Strong social media policies shield wealth firms from potential fallout
After right-wing activist Charlie Kirk was killed, some workers found out the hard way that personal social posts had professional consequences. Experts say the time for firms to strengthen policies i...
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Financial Planning @financialplanning.bsky.social · 15/09/2025
Soaring markets can push some investors to untimely exits, but advisors can help:
financial-planning.com
Market highs can scare clients into exits; here's how to calm their fears
As the Fed nears a potential rate cut, bearish sentiment is rising. Here's how to keep pessimistic clients from exiting the market.
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Financial Planning @financialplanning.bsky.social · 12/09/2025
Americans are living longer. Holding on to equities for longer than previously recommended could be wise: #retirement #investing #portfoliomanagement
financial-planning.com
The stock allocation retirees don't want (but need)
Older Americans hold a higher allocation of stocks than they would like, according to the Center for Retirement Research. Researchers say that could be a positive, though not all advisors agree.
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Financial Planning @financialplanning.bsky.social · 11/09/2025
The FutureProof AI Demo Drop featured seven upstart firms, several of which are employing agentic AI. Read more about each:
bit.ly
AI takes the spotlight as 7 fintechs pitch their products to advisors
Agentic AI in several forms took center stage as fintech executives made the case for their services at the first-ever AI-focused demo drop at Future Proof.
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Financial Planning @financialplanning.bsky.social · 10/09/2025
Calling all developers — there's a big market for better tax tech:
financial-planning.com
5 tax challenges that beg for better tools for financial advisors
Cerulli's research based on a survey of wealth and asset management firms suggest that firms have only just begun to address clients' comprehensive planning needs.
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