iiinova — where your digital self keeps evolving

Fair for You CIC @fairforyou.bsky.social · 14/07/2026

Our latest newsletter is out... 🛍️ Meet our newest retail partner ⚖️ The real impact of Buy Now Pay Later (BNPL) regulation 🙏 Customer experience at Fair for You ...and more Read and subscribe via LinkedIn: www.linkedin.com/pulse/new-bn... Or via Mailchimp: us12.campaign-archive.com?u=d5409b4371...

Happy, smiling children wearing school uniform. Logos of Fair for You and Trutex in corner.

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Fair for You CIC @fairforyou.bsky.social · 19/06/2026

Everyone asks what our APR is. It’s the wrong question. The FCA gets it. So does Michael Sheen. The latest Fair for You newsletter is out. LinkedIn: www.linkedin.com/pulse/our-apr-you-asking-us-right-question-fair-for-you-ltd-pecre Mailchimp: us12.campaign-archive.com?u=d5409b4371...

A tablet computer with Fair for You branding on screen, and caption 'The Power of Affordable Credit, June 2026' in a purple banner across the image.

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Fair for You CIC @fairforyou.bsky.social · 05/02/2026

New research out today shows that regulation of Buy Now, Pay Later (BNPL) might mean 1 in 4 customers lose access. Our CEO reacts in The Sun: “It’s clear that regulation of BNPL is needed... but I worry that the new rules may cause more harm than good.” www.thesun.co.uk/money/381262...

thesun.co.uk

One in three shoppers face losing access to Buy Now Pay Later under rule changes

MILLIONS of Buy Now, Pay Later customers could lose access to the payment method when new regulation comes into force in months. One in four adults used Buy Now, Pay Later (BNPL) last year to sprea…

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Fair for You CIC @fairforyou.bsky.social · 18/12/2025

It's been another exciting year for Fair for You - partnerships, awards, a relaunch, a rebrand, lots of social impact, an anniversary, and more. Here, our CEO looks back on 2025, and gives his thanks to everyone who has been part of it. ⤵️ #SocialEnterprise #FinancialInclusion

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Fair for You CIC @fairforyou.bsky.social · 18/12/2025

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Fair for You CIC @fairforyou.bsky.social · 24/10/2025

🎉 For our 10th anniversary, we commissioned an impact report from the Centre for Responsible Credit. It shows customers improving their finances, feeling less anxious and depressed, and better able to afford healthy food and essentials. Watch the video or read more: www.fairforyou.co.uk/10years

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Fair for You CIC @fairforyou.bsky.social · 06/11/2025

Many of our customers access benefits; it's the only way of getting by. But we frequently hear from them that the benefits system is hard to navigate and makes them feel stigmatised. Our CEO was pleased to attend the launch of 'From stigma to support', an important new report by Turn2us. (1/2)

Three people in smart attire pose in front of a background of Turn2us logos, holding the 'From stigma to support' report or placards relating to it. They are Simon Dukes, Fair for You CEO; Jane van Zyl, CEO of the charity Working Families; and Thomas Lawson, CEO of Turn2us.

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Fair for You CIC @fairforyou.bsky.social · 05/11/2025

HM Treasury has published a new Financial Inclusion Strategy. While Fair for You and the Fair Credit Charity welcome the new strategy, we are concerned that it risks overlooking the role of CDFIs. (1/3) #FinancialInclusion

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Fair for You CIC @fairforyou.bsky.social · 03/11/2025

Today is the start of Talk Money Week, led by the Money and Pensions Service (MaPS). When did you last talk openly about money? We know that it can be a tricky topic - but we also know that talking about it can help make you feel more in control, and less isolated. #TalkMoney

Graphic with text saying Start the conversation, #TalkMoney, Talk Money Week, 3-7 November

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Fair for You CIC @fairforyou.bsky.social · 24/10/2025

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Fair for You CIC @fairforyou.bsky.social · 22/10/2025

🎯 What's better than hitting a target? 🗓️ Doing so several weeks before deadline. We're delighted that our bond offer on Ethex has now exceeded its £500,000 target by 27%, with almost two months left to run. The bond will remain open, meaning that more investors can take advantage of this... (1/2)

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Fair for You CIC @fairforyou.bsky.social · 15/10/2025

🔟 10 years 💷 100,000 customers 💜 £797m in social value Three numbers of which we are very proud. As today's new report from @responsiblecred.bsky.social shows, we've proven that it is possible to lend sustainably to financially-excluded customers, creating social impact in the process.

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Fair for You CIC @fairforyou.bsky.social · 13/10/2025

Today, we want to say 'thank you' to Alan and 177* others. Alan - we're not using his full name, he's not in it for the recognition - began his career in the investment industry. More recently, he has focused on not-for-profit and philanthropy projects. (*and counting!)

Seedling emerges from soil with sun in background

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Fair for You CIC @fairforyou.bsky.social · 02/10/2025

We were delighted to win Best Lending Programme at last night's #PAY360Awards, organised by The Payments Associations. Thanks to our friends at EML for you hard work on this partnership, and to all our amazing staff. Congratulations also to those nominated and victorious in other categories.

Trophy - mainly black, with gold base and gold design at top. Text engraved on it: Pay 360 Awards in association with Mastercard. Best Lending Programme. Winner 2025: Fair for You's Lending Programme, Powered by EML Payments

Group of five people smiling to camera, dressed in black tie, attending Pay 360 Awards event.

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Fair for You CIC @fairforyou.bsky.social · 30/09/2025

Fair for You and the Fair Credit Charity today say a fond farewell to @tomlevitt.bsky.social, who has played an important leadership role in these two organisations since we were set up in 2015 - and has been the charity's chair since day one. (1/5)

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Fair for You CIC @fairforyou.bsky.social · 24/09/2025

We’re delighted to announce that Currys is the latest major retailer to partner with Fair for You. Our customers can now spend their Fair for You Shopping Card loan online at currys.co.uk, or in the electronics retailer’s nearly 300 UK stores. (1/2)

Two Currys employees, in branded fleeces and high-vis vests, unload a new washing machine from a lorry with Currys branding.

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Fair for You CIC @fairforyou.bsky.social · 11/09/2025

🦋 Often known as the 'butterfly effect', small things can lead to big changes. Our loans of £25-£350 can make a huge difference to peoples' lives... ...and now you can invest in us from just £50 through our new bond on @ethexuk.bsky.social - helping us to support even more customers.

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Ethex @ethexuk.bsky.social · 10/09/2025

Join us for an Ethex Cuppa Club chat and Q&A with @fairforyou.bsky.social, the award-winning social enterprise transforming lending for good. learn more about their latest 8% IFISA-eligible bond offer on Ethex. Register: us02web.zoom.us/webinar/regi... #AffordableFinance #FinancialInclusion

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Ethex @ethexuk.bsky.social · 08/09/2025

Announcing the latest @fairforyou.bsky.social 8% investment bond offer, launching today! Now you can be part of the next chapter in their amazing impact story. Find out more and invest here: www.ethex.org.uk/invest/fair-... #FinancailInclusion #AffordableFinance #FairLending

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Fair for You CIC @fairforyou.bsky.social · 08/09/2025

Who doesn't love a good sequel? Fair for You is delighted to launch its second bond offer on the ethical investment platform Ethex today. This new bond gives ethically-minded investors the chance to earn a potential tax-free 8% return, while helping combat financial exclusion. #FinancialInclusion

A screenshot of the Ethex website, showing detail of the new Fair for You bond offer. For full info, go to https://www.ethex.org.uk/invest/fair-for-you-8-bond-2030

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Fair for You CIC @fairforyou.bsky.social · 04/08/2025

In our humble opinion, Artificial Intelligence is flawless here! We've noticed that there's a new AI-generated review summary on Trustpilot. Here's what it says about the 18,500 reviews (with an excellent overall rating) that we've had on the platform... #FinancialInclusion

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Fair for You CIC @fairforyou.bsky.social · 21/07/2025

Hang it in the Louvre! Okay, perhaps we're getting a bit overexcited, but we're still loving our new rebrand, so we're excited to get some new wall art for the office. It features, among other things, our five brand values: trust, partnership, fairness, integrity and openness.

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Fair for You CIC @fairforyou.bsky.social · 09/07/2025

🛒 Iceland Food Club has helped more people to eat healthily, eased families' financial worries, and helped them move away from loan sharks. 🏆 We're very proud that it won Social Impact Initiative of the Year in last night's The Grocer Gold Awards. ❤️ Thanks and congrats to our friends at Iceland.

The Grocer Gold Awards 2025 - Winner - Social Impact Initiative of the Year
Picture shows Fair for You CEO Simon Dukes, and Iceland boss Richard Walker, smiling and standing together holding basket of groceries.

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Fair for You CIC @fairforyou.bsky.social · 03/07/2025

Remember, you can also keep in the loop with Fair for You by signing up to our newsletter in one of two ways... 🔗 Here on LinkedIn: www.linkedin.com/newsletters/... 🐒 Via Mailchimp: us12.campaign-archive.com?u=d5409b4371...

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Fair for You CIC @fairforyou.bsky.social · 03/07/2025

Back in 2013, @tomlevitt.bsky.social was in was introduced to a former banker who had had a big idea. The rest is (you guessed it), history... The new edition of our 'Meet Fair for You' Q&A profiles a man who has been here since even before it all began. www.linkedin.com/pulse/he-her...

linkedin.com

He was here from (before) the start, and soon we bid farewell: meet Tom Levitt

My role at Fair for You is..

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Fair for You CIC @fairforyou.bsky.social · 30/06/2025

Peace of mind. Reassurance. Knowing that you've got a safety net. Our customers describe it in a few different ways - whatever you call it, our products provide it for stretched families and households. Thank you to Elizabeth, writing on Trustpilot, for sharing why this is so important to her.

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Fair for You CIC @fairforyou.bsky.social · 12/06/2025

We are delighted to welcome Kumaran Adithyan as our latest board member. Kumaran is General Manager, Global Electronics and Home eBay, and previously worked at Walgreens Boots Alliance, and Oliver Wyman. His expertise and experience make him an invaluable addition to the board of Fair for You.

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Fair for You CIC @fairforyou.bsky.social · 05/06/2025

Great news that Government has recognised the value of Fair for You and other organisations working to improve financial inclusion, and has committed more Dormant Assets to this cause. Thanks @civilsociety.bsky.social for quoting us in this piece.

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Fair for You CIC @fairforyou.bsky.social · 04/06/2025

⭐ In the last 30 days, 45 of 49 reviews we've received on Trustpilot have been five stars out of five. A lot of those reviews (like Tony's, see pic 👇) mention flexibility. With our loans, you can choose a repayment schedule that works for you, or overpay (with no penalty) to reduce total interest.

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Fair for You CIC @fairforyou.bsky.social · 30/05/2025

"After nearly a decade and a half waiting, we were delighted when we got offered a council home and could move out of our private rental. "This was really exciting, but it did mean we had some extra expenses." Elle (name has been changed) is a long-standing FfY customer.

Image of a bunk bed in a kid's bedroom. Bed is white, with colourful duvet covers and pillow cases, and a teddy bear sat on the lower bunk.

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Fair for You CIC @fairforyou.bsky.social · 21/05/2025

We are delighted to launch our new Shopping Card loan. Thanks to the range of leading retailers backing the card, we look forward to helping more families to spread their costs, buy home essentials and regain control of their finances. #retail #FinancialInclusion www.linkedin.com/pulse/our-in...

linkedin.com

Our innovative new Shopping Card loan helps stretched families spread cost of household purchases at major retailers

Major retailers including Dunelm, Iceland, Euronics and Argos back Fair for You's new Shopping Card to support stretched households to buy essential items.

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Fair for You CIC @fairforyou.bsky.social · 19/05/2025

You may have seen news today about the Government moving forward on its plans to regulate #BuyNowPayLater (#BNPL) credit. We know that many consumers like BNPL, but it doesn't work well for everyone or in all circumstances, and it's important that there is a broad range of credit options available.

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Fair for You CIC @fairforyou.bsky.social · 12/05/2025

Watch this space - if you thought our rebrand at the end of last month was exciting, you ain't see nothing yet... We've got some exciting news coming up next week, which will help us achieve even more scale in our mission to change lives through better lending. Stay tuned... #FinancialInclusion

The words 'Coming soon...' next to an hourglass in Fair for You purple and green.

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Fair for You CIC @fairforyou.bsky.social · 01/05/2025

If our customers are happy, then so are we at Fair for You. And that means we are very happy indeed! We've got an average rating of 4.7 out of 5 on Trustpilot from more than 18,000 reviews. Below are a few snippets of feedback we've received in the last couple of weeks...

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Fair for You CIC @fairforyou.bsky.social · 28/04/2025

For 10 years, families on low incomes have associated our purple, green and white brand with fairness, trust and partnership. As you'll have seen last week, we've updated that brand with a new logo, but our commitment to changing lives through better lending stays the same.

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Fair for You CIC @fairforyou.bsky.social · 23/04/2025

You’ll probably notice that we’re looking a bit different… We’re delighted to unveil Fair for You’s brand refresh. We’ve not changed our name, nor our mission to change lives through better lending, but we have got a refreshed colour palette and a new logo. (1/3)

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Fair for You CIC @fairforyou.bsky.social · 23/04/2025

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Fair for You CIC @fairforyou.bsky.social · 04/04/2025

We're very aware of the negative impact the Spring Statement is likely to have on our customer base - people on lower incomes and experiencing financial exclusion. Thanks @gregbarradale.bsky.social for quoting our CEO in this insightful analysis. #FinancialExclusion #FinancialInclusion

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Fair for You CIC @fairforyou.bsky.social · 03/04/2025

📣 Could you lend your skills, experience and passion to the campaign for better financial inclusion? 🔭 The Fair Credit Charity, which owns and oversees Fair for You, is looking for a new trustee. 🔗 Find out more below, and apply before 2 May 2025. jobs.theguardian.com/job/9505742/...

jobs.theguardian.com

Trustee - Virtual with annual meetings in Coventry and London (travel and expenses reimbursed) job with FAIR CREDIT CHARITY | 9505742

We are looking for Trustees with a background in public affairs, campaigning and / or financial services regulation.

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Fair for You CIC @fairforyou.bsky.social · 19/03/2025

"Current PIP payments leave claimants with no financial buffer if they have to replace an essential household item." Thank you to Nicholas Dawson (@express.co.uk) for asking our views on changes to this key benefit. Read our CEO Simon Dukes' full comments below 👇

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Fair for You CIC @fairforyou.bsky.social · 11/03/2025

Thank you Michael Sheen for supporting a Fair Banking Act! Did you see his documentary on Channel 4 last night? He explains how this new law, which would push banks to offer loans to a wider group of customers or to support provides like us who do, could transform lives. #FairBankingForAll

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Fair for You CIC @fairforyou.bsky.social · 16/01/2025

How is it halfway through January already? Here's a look back at what we've been up to in 2024... In total, we completed 80,000 responsible loans to customers who would otherwise struggle to access affordable credit. (1/6) #FinancialInclusion #FinancialExclusion #SocialEnterprise #credit #loans

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Fair for You CIC @fairforyou.bsky.social · 07/01/2025

🔭New Year, new NEDs needed... With two of our Non-Executive Directors nearing the end of their tenure, we're working with @gatenbysanderson.bsky.social to add new talent to our board. Want to be part of growing this unique social enterprise? Read more ➡️ join-fairforyou.co.uk #FinancialInclusion

join-fairforyou.co.uk

Fair for You | NED recruitment

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Fair for You CIC @fairforyou.bsky.social · 20/12/2024

Keeping in touch with Fair for You... ❓ Customers/applicants with questions please email: contactus@fairforyou.co.uk 🔑 ...or log-in to your account: fairforyou.co.uk/dashboard 🗞️ Subscribe to our stakeholder newsletter (or read previous editions) here: us12.campaign-archive.com/home/?u=d540...

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Fair for You CIC @fairforyou.bsky.social · 16/12/2024

☀️ Can we offer you a bit of brightness and good news on this grey December morning? 🆕 The latest edition of our newsletter, The power of affordable credit, is out now. Check it out below, and hit 'subscribe' to make sure we can keep you in the loop. mailchi.mp/fairforyou/s...

media.tenor.com

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Alt: Graphic showing an envelope rotating then sending being sent.

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Fair for You CIC @fairforyou.bsky.social · 09/12/2024

Many thanks to @gregbarradale.bsky.social for telling the story of how Iceland Food Club supports Annamaria and her family at Christmas, and across the year. And thank you to Annamaria for sharing her story.

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Fair for You CIC @fairforyou.bsky.social · 09/12/2024

🦾 30,000 people have now used the Iceland Food Club, our pioneering partnership with Iceland Foods. 🌱 As we approach what will be a difficult Christmas for many, we're delighted that @icelandrichard.bsky.social is today committing to grow the scheme. (1/2)

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Fair for You CIC @fairforyou.bsky.social · 09/12/2024

👋👋 Hello, Bluesky! We're Fair for You, an ethical lender, helping financially-excluded households to buy essential items and build financial resilience. Founded in 2015, we are a charity-owned Community Interest Company (CIC). You can also find us on LinkedIn: www.linkedin.com/company/fair...

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