Elin Molin @elinmolin.bsky.social · 24/11/2025New VoxEU column from my job market paper, co-authored with @kmajlesi.bsky.social and @pauroth.bsky.social 031
Elin Molin @elinmolin.bsky.social · 22/04/2025Läs gärna DN Debatt idag om rapporten jag och Paula Roth har skrivit – om överskuldsättning och behovet av en effektivare skuldsanering. 041
Elin Molin @elinmolin.bsky.social · 24/02/2025Excited to share our latest research on VoxEU! Together with @claudenbach.bsky.social, @kasperroszbach.bsky.social and #talinasondershaus, we explore how 'Buy Now, Pay Later' (BNPL) services improve credit access and risk assessments in consumer banking. 182
Reposted by Elin MolinKasper Roszbach @kasperroszbach.bsky.social · 15/02/2025In a new paper, @claudenbach.bsky.social, @elinmolin.bsky.social, #talinasondershaus and I show that Buy Now, Pay Later (BNPL) isn’t just changing how people shop—it has spillovers to mainstream bank lending because of proprietary data BNPL lenders hold. www.norges-bank.no/en/news-even...norges-bank.noBuy Now Pay (Less) Later: Leveraging Private BNPL Data in Consumer Banking 051
