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The European Banking Authority @eba.europa.eu · 25/09/2026

📊 The EBA’s Q2 2026 #RiskDashboard shows EU/EEA banks remain resilient, supported by strong capital and liquidity positions, sound asset quality, continued lending growth and robust profitability. 🔹16.1% CET1 ratio 🔹158.5% LCR 🔹1.8% NPL ratio 🔹11.3% RoE 🔗 link.europa.eu/9pttqK

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The European Banking Authority @eba.europa.eu · 25/09/2026

💡 Can Europe’s banking sector finance the EU’s ambitions? EBA Chair François-Louis Michaud speaks to Reuters about the need for greater financial integration and scale to help banks support Europe’s digital and green transitions, economic security and defence. 🔗 lnkd.in/emsEYDy7

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The European Banking Authority @eba.europa.eu · 23/09/2026

⚠️ The ESAs identify 3 emerging vulnerabilities for the EU financial system 🌐 Dependence on non-EU providers 🤖 Rising cyber and AI risks 📈 Growing private credit vulnerabilities The EU financial sector remains resilient, but preparedness is key as risks evolve. 👉 link.europa.eu/DhG48b

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The European Banking Authority @eba.europa.eu · 16/09/2026

🛡️ Resilience. Competitiveness. Simplification. At #EUROFI2026 in Dublin, the EBA is contributing to discussions on the future of EU banking, from Basel III and simplification to innovation, payments and competitiveness. 👉 Read more: lnkd.in/ebZcDG_k

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The European Banking Authority @eba.europa.eu · 06/08/2026

📊The latest EBA ESG Risk Dashboard shows EU/EEA banks' climate risk exposure remained broadly stable in H2 2025, while climate data quality continued to improve Progress in mortgage energy-efficiency assessments is helping strengthen climate risk management across the sector 👉 link.europa.eu/HmYtqQ

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The European Banking Authority @eba.europa.eu · 05/08/2026

📢 EBA consults on a proportionate reporting framework for ISDA SIMM under EMIR The proposal supports the validation and monitoring of initial margin models while minimising compliance costs. 📅 Consultation closes: 2 November 2026 ➡️ link.europa.eu/V9KWVN

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The European Banking Authority @eba.europa.eu · 04/08/2026

🚨 The EBA has published a no-action letter and technical clarifications to support the revised EU market risk framework Goal: more consistent approach to the banking book/trading book boundary, internal risk transfers and reporting requirements ahead of 2027 👉 Read more: link.europa.eu/Jdvf3y

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The European Banking Authority @eba.europa.eu · 03/08/2026

📢The ESAs published draft RTS proposing a simpler and more proportionate bilateral margin framework under EMIR The proposal would allow firms below the €8bn Initial Margin threshold to discontinue exchanging initial margin on both new and existing uncleared OTC derivatives 🔗 link.europa.eu/rJRwrB

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The European Banking Authority @eba.europa.eu · 31/07/2026

🚨💻 Frontier AI brings opportunity, but also new operational and cyber risks. EBA, EIOPA and ESMA are urging financial institutions to strengthen governance, risk management and resilience as AI adoption accelerates. 🔍 link.europa.eu/hcVy8t

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The European Banking Authority @eba.europa.eu · 31/07/2026

🥁 New consultation from the EBA-ECB-EIOPA Data Point Model Alliance. The proposed DPM 2.1 enhancements would help make EU statistical and supervisory reporting more integrated and efficient, including through improved metadata versioning and common naming conventions. 🔗 link.europa.eu/CgDDVW

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The European Banking Authority @eba.europa.eu · 23/07/2026

☀️ Regulatory work doesn't stop for summer. The #EBA has published 4 new consultations under #DGSD3 aimed at strengthening depositor protection, improving crisis preparedness, and supporting financial stability across the EU. Have your say by 23 October 2026. 🔗 link.europa.eu/xyQTBp

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The European Banking Authority @eba.europa.eu · 17/07/2026

📊 The EBA has published final technical standards on material acquisitions, transfers, mergers and divisions under the CRD. The measures aim to reduce regulatory uncertainty, simplify processes and strengthen supervisory cooperation across the EU banking sector. link.europa.eu/6rbXdY

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The European Banking Authority @eba.europa.eu · 17/07/2026

🚨The EBA has opened a consultation on amendments to the ITS for the 2027 Market Risk Benchmarking Exercise. The changes will impact market risk reporting, benchmarking participation, and FRTB readiness across the banking sector. 📅 Comments due by 3 September 2026. 👉 link.europa.eu/3fcyR6

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The European Banking Authority @eba.europa.eu · 09/07/2026

🚀Ready to launch your career in tech? We are recruiting trainees for our Information & Technology Unit. Gain hands-on experience in data engineering, software development and digital innovation while working in a multicultural European environment. ⏰Apply by 29 July 2026 🔗 link.europa.eu/BgH86K

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The European Banking Authority @eba.europa.eu · 09/07/2026

📢 The EBA has published an Opinion to support a smoother transition to #IFRS18 The guidance encourages the voluntary use of IFRS 18-aligned #FINREP templates, helping institutions reduce complexity, improve consistency and prepare for implementation. 🔗 link.europa.eu/YgdXTB

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The European Banking Authority @eba.europa.eu · 08/07/2026

🚨Mid-week regulatory update: the EBA has published its final Guidelines on the authorisation of third-country branches under #CRD6 A key step in shaping how non-EU banks access the EU market with clearer expectations on applications, assessments and authorisation processes. 🔗 link.europa.eu/YpVTtg

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The European Banking Authority @eba.europa.eu · 07/07/2026

📢 New from the EBA: 2025 loss and exposure data for EU/EEA residential and commercial property markets is now available. More transparency, more consistency, and an important resource for CRR real estate treatments. 🔗 link.europa.eu/dRnGQ8 #EBA #CRR #CreditRisk #Banking #RealEstateFinance

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The European Banking Authority @eba.europa.eu · 02/07/2026

📢 Strong Pillar 3 supervision is driving greater transparency across Europe's banking sector The EBA's latest peer review finds high levels of implementation across competent authorities, with four recognised for leading practices. Read more: link.europa.eu/vyqJp3

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The European Banking Authority @eba.europa.eu · 01/07/2026

🔔 Simplifying sustainability reporting: the EBA is seeking feedback on proposed changes to EU Taxonomy disclosures. The consultation aims to reduce reporting complexity for banks and investment firms through streamlined KPIs. 📅 Deadline: 12 Aug 2026 🔗 link.europa.eu/N7ryfm

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The European Banking Authority @eba.europa.eu · 01/07/2026

🌱 The EBA has updated its Product Oversight & Governance Guidelines Key changes include stronger ESG integration, clearer target market requirements, and enhanced safeguards for consumers. 📅 Applies from 11 January 2027 🔗 link.europa.eu/BVQg6H

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The European Banking Authority @eba.europa.eu · 30/06/2026

🔒 EU Deposit Guarantee Scheme funds now stand at €85bn, helping support financial stability across the EU. With covered deposits reaching €9.1tn and most schemes meeting their funding targets, Europe's depositor protection framework is more resilient than ever. More details: link.europa.eu/yyJpTc

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The European Banking Authority @eba.europa.eu · 30/06/2026

🚀 Cutting complexity, strengthening supervision The EBA’s latest report sets a clear direction: 👉 more convergence = less complexity + stronger supervision From Basel III to MiCA & DORA, progress is building towards a more consistent EU framework. 🔗 link.europa.eu/dQV86W

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The European Banking Authority @eba.europa.eu · 29/06/2026

📢The EBA has set out how it will implement #DGSD3, with 12 regulatory products to be delivered by 2028. ✅Clearer information for depositors ✅Faster payouts in bank failures ✅Stronger cooperation between schemes & authorities ✅Better crisis preparedness through stress testing 🔗 link.europa.eu/DvXPx8

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The European Banking Authority @eba.europa.eu · 29/06/2026

🚨 MiCA enforcement is becoming real. The EBA is consulting on how it will set fines for significant crypto issuers — a big step from rules to actual supervision. Expect more consistency, proportionality & transparency in penalties. 📅 16 Jul | 28 Sep 👉 link.europa.eu/6qXTPt

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The European Banking Authority @eba.europa.eu · 26/06/2026

🚨 Another major milestone in simplifying EU banking supervision The EBA has released its revised SREP Guidelines — a big step toward a simpler, more efficient supervisory framework. • 30% leaner framework • stronger focus on ESG, ICT & DORA 📅 Starts Jan 2027 link.europa.eu/qG9dm9

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The European Banking Authority @eba.europa.eu · 23/06/2026

📊 New EBA MREL snapshot: EU banks are better prepared — but not done yet ✔️ Buffers at ~25–29% of RWAs ✔️ Bail-in remains the main resolution tool ✔️ €231bn in instruments to refinance within 12 months Strong resilience overall — with refinancing needs now in focus 🔗 link.europa.eu/9qVKyg

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The European Banking Authority @eba.europa.eu · 22/06/2026

🚀 The EBA updates Pillar 3 disclosures under #CRR3 🌱 Better aligned with ESRS 🏦 More proportionate across institutions 📊 Fewer datapoints (up to ↓84%) ➕ Pre-filled ESG data for small banks ✅ A clear step towards simpler, more effective ESG reporting 🔗 link.europa.eu/c6jgRt

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The European Banking Authority @eba.europa.eu · 22/06/2026

🚀 Want to help shape the future of payments in the EU? Join the EBA as a Senior Expert – Payment Services This role offers real influence on regulation and market developments. 📅 Deadline: 22 July 2026 👉 link.europa.eu/WWdHGp #EBA #EUJobs #Payments #FinanceCareers

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The European Banking Authority @eba.europa.eu · 18/06/2026

📢 EBA releases Spring 2026 risk reports: EU/EEA banks stay resilient. Watch: geopolitics, cyber/AI risks, and NBFI exposure. 💡 Strong fundamentals, but vigilance matters. link.europa.eu/mGtWq6 #FinancialStability #Banking

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The European Banking Authority @eba.europa.eu · 18/06/2026

📊 EBA 2025: clear progress in EU banks’ risk models ✔️ More consistency ✔️ Better data ✔️ Lower variability Market risk remains stable, with ASA gaining ground ahead of FRTB. Credit risk shows steady improvement, with declining PD variability. 🔗 link.europa.eu/c9PnBC

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The European Banking Authority @eba.europa.eu · 17/06/2026

Big ideas at #EBATalks this morning 👏 From rulemaking → real impact: clearer rules, smarter simplification, and a more data-driven EBA shaping the future of EU banking. Great energy, great dialogue 🤝 #EU #Finance #Banking

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The European Banking Authority @eba.europa.eu · 17/06/2026

🚨 EU banking is evolving fast The EBA’s 2025 Report signals a shift to digital, data-driven supervision (DORA, MiCA 👀) ✅ Simpler rules ✅ Resilient banks ✅ ESG & data rising ✅ Crypto + ICT oversight More details here: link.europa.eu/CcHXmr

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The European Banking Authority @eba.europa.eu · 16/06/2026

📢 Simplifying without weakening. The EBA proposes targeted changes to make the EU bank capital framework more efficient — by clarifying how microprudential, macroprudential and resolution rules interact. ✔️ Less complexity ✔️ Same resilience & resolvability Read more: link.europa.eu/Q7jjgb

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The European Banking Authority @eba.europa.eu · 12/06/2026

🚀The European Banking Authority has now launched an early consultation on the 2027 EU-wide stress test Key changes include: 📉A 55% reduction in data requirements 🔄Better alignment with supervisory reporting 🌱Integration of climate risks 🏦63 banks will participate 👉Read more: link.europa.eu/DGy7Vj

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The European Banking Authority @eba.europa.eu · 10/06/2026

🚀 Interested in people development, learning & organisational growth? The EBA is building a talent pool for an HR Development Assistant in Paris Great opportunity to support staff engagement, wellbeing & learning in an EU environment. 🗓️ Apply by 9 July 2026 🔗 link.europa.eu/tffcmh

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The European Banking Authority @eba.europa.eu · 09/06/2026

🔎 EBA launches consultation on simpler Pillar 3 for small banks 💡 Centralised via the P3 Data Hub (P3DH) → Less burden for SNCIs → Greater transparency & comparability 📣 Deadline: 20 July 2026 🗓️ Public Hearing: 1 July 🔗 link.europa.eu/VqF9GN

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The European Banking Authority @eba.europa.eu · 05/06/2026

📢 Career opportunity at the EBA! New talent pool for Policy Experts in its Economic Analysis & Impact Assessment Unit. Ideal for profiles in credit risk, financial interconnections, data analysis & econometrics. 🗓️ Apply by 6 July 2026, 23:59 CET 🔗 link.europa.eu/PcRQJ8

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The European Banking Authority @eba.europa.eu · 05/06/2026

💡 Simpler, smarter reporting is gaining momentum at EBA Key shifts: report data once for all uses, less duplication, more transparency 👉 Next challenge: simplify without weakening supervision 👏 ~300 participants 🔗 link.europa.eu/n4Jkyx

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The European Banking Authority @eba.europa.eu · 03/06/2026

💡 ICT risks are borderless DORA helps coordinate resilience The ESAs’ first DORA incident report shows that around 1 in 3 major ICT incidents had a cross-border impact. 🔗 Read more: link.europa.eu/rNfPnQ

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The European Banking Authority @eba.europa.eu · 03/06/2026

📢 The EBA updates its EU list of Other Systemically Important Institutions (O‑SIIs). 172 banks identified for 2025 — broadly stable year-on-year. Buffers range from 0.25% to 3% 💡 A clearer view of the banks most critical to EU financial stability 👇 🔗 link.europa.eu/mTfhjg

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The European Banking Authority @eba.europa.eu · 02/06/2026

✍️ The EBA and the New York State Department of Financial Services sign an MoU under #MiCA, strengthening cooperation on cross-border stablecoin supervision. 💡 A key step for improving coordination and supporting more consistent global oversight. 🔗 link.europa.eu/3bWtgf

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The European Banking Authority @eba.europa.eu · 28/05/2026

💡 Is crypto regulation shaping innovation? At #FinSAC, EBA’s Head of Digital Finance Ruta Merkeviciute highlighted #MiCA’s global impact 🌍 Stablecoins are gaining ground in tokenised markets & cross-border payments. ➡️ Smart rules help innovation move forward.

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The European Banking Authority @eba.europa.eu · 19/05/2026

📄 New EBA Staff Paper: The Impact of Prudential Reporting Distortions Using data from 2,759 EEA credit institutions, the paper shows how inconsistencies in sector and NACE classifications can distort risk assessments, capital requirements, and supervisory analysis. 👉 link.europa.eu/6CJ8Fj

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The European Banking Authority @eba.europa.eu · 08/05/2026

📢 The EBA is consulting on amendments to RTS for specialised lending under the SSCA. 🔍 The proposals align with CRR 3 and enhance risk sensitivity, clarity and consistency. 💬 Comments are open until 7 August 2026. 🔗 link.europa.eu/9fpnWm

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The European Banking Authority @eba.europa.eu · 08/05/2026

📢The EBA has updated its Guidelines on the definition of default. 🔍 For non‑recourse factoring, the past‑due threshold is extended from 30 to 90 days, and the 1% NPV threshold for debt restructuring is confirmed. CRR 3 aligned - reinforcing a stronger prudential framework. 🔗 link.europa.eu/3GCmw6

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The European Banking Authority @eba.europa.eu · 30/04/2026

🚨 New EBA Guidelines on Supervisory Independence These Guidelines strengthen how conflicts of interest are prevented and managed across the EU. The new framework enhances transparency, promotes harmonised standards and supports robust, trusted supervision. 👉 link.europa.eu/rjDB44

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The European Banking Authority @eba.europa.eu · 29/04/2026

📢 Update to the connected clients framework The European Banking Authority has streamlined its Guidelines on connected clients following the application of Commission Delegated Regulation (EU) 2024/1728. 👉 link.europa.eu/JGgMVb

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The European Banking Authority @eba.europa.eu · 29/04/2026

📊 New EBA Staff Paper on credit risk model validation We present a data‑driven framework to backtest probability of default models using EU regulatory data (2017–2024). 🔍 Model miscalibrations are lower than standard tests suggest, with a limited impact on capital. 👉 link.europa.eu/Jj8td4

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The European Banking Authority @eba.europa.eu · 28/04/2026

📊The EBA has published the 2026 updated list of closely correlated currencies, used in the calculation of capital requirements for foreign exchange risk under the CRR. The list follows the ITS methodology and has been submitted to the European Commission for endorsement. ➡️ link.europa.eu/VQwKgB

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