iiinova — where your digital self keeps evolving

Dave Ramsey @daveramsey1.bsky.social · 01/01/2025

Thank you Kellywardonline.com continue the good work! We look forward to a greater future and more opportunities! Happy new year!

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Dave Ramsey @daveramsey1.bsky.social · 24/12/2024

Generational wealth starts when you decide to break generational debt. Generational wealth isn’t about materialism or piling up money so your kids can sit around and do nothing. It’s about managing wealth for God’s glory and setting up the next generation to be wise stewards.

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Dave Ramsey @daveramsey1.bsky.social · 08/12/2024

Let’s try a little strategery. t.me/DaveRamseyTG

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Dave Ramsey @daveramsey1.bsky.social · 03/12/2024

Most millionaires don’t drive fancy cars—and that might surprise you. The truth is, most millionaires live simple, disciplined lives. They don’t waste money on luxury cars or big mansions. Instead, they follow a proven plan, avoid debt, and let their wealth grow over time.

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Dave Ramsey @daveramsey1.bsky.social · 02/12/2024

What you actually DO with the money you make matters more than the amount of money you make. There are plenty of people who make a LOT of money but still live paycheck to paycheck.

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Dave Ramsey @daveramsey1.bsky.social · 01/12/2024

Jeremy has almost $300,000 in student loans, and he’s wondering if he should buy rental properties as an investment. He called in to The Ramsey Show for advice.

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Dave Ramsey @daveramsey1.bsky.social · 29/11/2024

Ever feel like your conversations with your partner have been reduced to, “What’s for dinner?” or “How was your day?” Deep connection starts with just one question, and Questions for Humans: Couples Edition from Dr. John Delony makes it easy (and fun!) to get talking again.

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Questions for Humans: Couples

Whether you’ve been together for two months or 20 years, starting a good conversation can be hard. But it doesn’t have to be! Mental health expert Dr. John Delony wants to help you navigate conversati...

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Dave Ramsey @daveramsey1.bsky.social · 28/11/2024

Bella the Beast on our 3 mile goose patrol. This the day that the Lord has made. I will rejoice and be glad in it. Happy Thanksgiving

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Dave Ramsey @daveramsey1.bsky.social · 28/11/2024

This couple is nearly a million dollars in debt. youtube.com/@theramseysh...

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Dave Ramsey @daveramsey1.bsky.social · 28/11/2024

For a lot of families,forgetting to turn off the lights is already a hot topic of conversation. But there’s good reason: Keeping the lights on when they’re not in use is a real drain on your electricity and your money.For every 40-watt light bulb that runs for an hour,0.04 kWh of energy is used up.

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Dave Ramsey @daveramsey1.bsky.social · 27/11/2024

Arianna’s husband is spending over $1,000 a month on iPhone games, and she called in to the Ramsey Show for advice. #bluesky #money #trust

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Dave Ramsey @daveramsey1.bsky.social · 27/11/2024

For a lot of families, forgetting to turn off the light is already a hot topic of conversation. But there’s good reason Keeping the lights on when they’re not in use is a real drain on your electricity and your money. For every 40-watt light bulb that runs for an hour,0.04 kWh of energy is used up.

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Dave Ramsey @daveramsey1.bsky.social · 25/11/2024

Feeling stuck in a cycle of living paycheck to paycheck? You’re not alone—and the truth is, most people don’t have a plan for their money. That’s the problem. It’s time to break the cycle.

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EveryDollar | Dave Ramsey

EveryDollar is the hands-on monthly budgeting app that can help you get organized, find more money, and finally feel secure in your finances.

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Dave Ramsey @daveramsey1.bsky.social · 25/11/2024

I do not have an income. My wife and I have an income. It’s as much hers as it is mine—spiritually, morally, and legally. It’s not MINE, it’s OURS. When you change your language like that, it forces you to set goals together instead of having independent goals.

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Dave Ramsey @daveramsey1.bsky.social · 25/11/2024

If you’re married and keep separate finances, you’re not a team— you’re just roommates with wedding rings. I do not have an income. My wife and I have an income. It’s as much hers as it is mine—spiritually, morally, and legally. It’s not MINE, it’s OURS.

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Dave Ramsey @daveramsey1.bsky.social · 22/11/2024

Compound interest can either be your greatest ally or your worst enemy. Here’s why it’s the key to building wealth—or staying broke. 🧵

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Dave Ramsey @daveramsey1.bsky.social · 22/11/2024

But when you invest, compound interest works for you. A $500 monthly investment earning 10% grows to over $1 million in 30 years. That’s the power of your money making more money for you.

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Dave Ramsey @daveramsey1.bsky.social · 22/11/2024

The earlier you start, the bigger the impact. Someone who invests $100/month from age 20–30 and then stops ends up with more at age 60 than someone who starts at 30 and invests $100/month until age 60.

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Dave Ramsey @daveramsey1.bsky.social · 21/11/2024

Your kids don’t need an allowance. They need to learn to work. Let me be clear: I’m not saying your 7-year-old should be flipping burgers or punching a time clock. But I am saying they they need to learn that money comes from work—not just from existing.

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Dave Ramsey @daveramsey1.bsky.social · 21/11/2024

store.ramseysolutions.com/youth/children/

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Dave Ramsey @daveramsey1.bsky.social · 21/11/2024

"No" is not a bad word—it's a life-changing one. When you say no to things you can’t afford, no to impulse buys, and no to debt, you’re saying yes to freedom.

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Dave Ramsey @daveramsey1.bsky.social · 21/11/2024

Live like no one else so later you can live—and give—like no one else. Jimmy Darts is a great example of generosity in action. Grateful for you, my friend!

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Dave Ramsey @daveramsey1.bsky.social · 20/11/2024

Success is just a pile of all the mistakes you've made, and you're standing on it rather than buried under it.

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Dave Ramsey @daveramsey1.bsky.social · 19/11/2024

Here’s the truth about money: If you don’t tell it where to go, you'll wonder where it went. Too many people are letting their money slip through their fingers each month, and they're left wondering, “Where did it all go?”

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EveryDollar | Dave Ramsey

EveryDollar is the hands-on monthly budgeting app that can help you get organized, find more money, and finally feel secure in your finances.

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Dave Ramsey @daveramsey1.bsky.social · 19/11/2024

My daughter (and the mother of three of my grandchildren) Rachel Cruze just released her children’s book, “I’m Glad for When I Can Share.”

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Dave Ramsey @daveramsey1.bsky.social · 19/11/2024

I love a big wedding, and I’m all about having a good party—if you pay cash for it. But remember that your wedding is about the two of you and your marriage. And that will last much longer than one day of celebration. Don’t lose sight of what really matters and go broke in the process.

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Dave Ramsey @daveramsey1.bsky.social · 19/11/2024

I want you to have some nice stuff,but most Americans have garages and attics and rental storage units filled floor to ceiling with garbage they don't need.That's part of the reason why they're broke!One or two good garage sales and some online sales could clear out the clutter & get you out of debt

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Dave Ramsey @daveramsey1.bsky.social · 19/11/2024

HOW TO MAKE A BUDGET Step one: Write down your total income for the upcoming month. Step two: List ALL of your expenses. Step three: Subtract your expenses from your income. This should equal zero.

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Dave Ramsey @daveramsey1.bsky.social · 19/11/2024

Success is just a pile of all the mistakes you've made, and you're standing on it rather than buried under it.

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Dave Ramsey @daveramsey1.bsky.social · 19/11/2024

Are you tired of feeling like you'll never get ahead with money If debt and financial stress have you feeling stuck, Baby Steps Millionaires is here to show you a path to true financial freedom.

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Dave Ramsey @daveramsey1.bsky.social · 18/11/2024

Jo and her husband filed bankruptcy five years ago. Now Jo has opened up 18 credit cards and is back in $118,000 of debt, and her husband is not involved in their finances. She called in to The Ramsey Show for advice.

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