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Carlos McWhorter, CPA

@carlosmcwhortercpa.bsky.social
41 followers 17 following 434 posts
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 13h
After you've began to secure customers, it's time to manage cash flow to survive.
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 08/10/2026
Success doesn't always guarantee a party. Most times it means more discipline is required to continue seeing that success. #entrepreneurship #smallbusiness
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 08/10/2026
Successful entrepreneurs also need to be experts in delayed gratification. No amount of success negates the need for discipline.
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 08/10/2026
Stage 1 of business growth is the excreted we stage. Make people aware of who you are and secure customers.
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 08/10/2026
Here's a framework on how to decide the tasks that you can hand off: 1️⃣Would you hire someone with your experience and skillset to complete those tasks? 2️⃣Would you pay someone else your salary to complete the task? #smallbusiness #entrepreneur #founder
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 02/10/2026
19% of failed businesses admitted they were outcompeted. Never forget: Busines is Competition! People are providing the same product/service as you and they want to take your revenues!
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 01/10/2026
23% of failed businesses reported having the wrong people on their team. Hiring right is important. Even more for small businesses trying to scale so the founder can transition to manager.
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 01/10/2026
Businesses fail for many reasons, but the transition from founder/operator to CEO/manager is the most difficult and one of te most heavily researched topics. Its more than just a mindset - there are steps you must take to get past this stage. #smallbusiness #entrepreneur
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 30/09/2026
Everyone saying don't buy a house because of "high" interest rates are unaware of rate history. Historically, these rates are not bad. Recency bias will have you making poor decisions.
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 30/09/2026
At some point, the very skill that built your business is the thing that has to stop driving its success for your business to grow. Disengaging from the work and transitioning to manager is where most founders get stuck or fail.
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 29/09/2026
82% of failed businesses have cash flow problems. Many have “profit” but fail to manage the timing of cash inflows and outflows.
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 28/09/2026
42% of failed businesses found no need for their product in the market. If you're business doesn't solve a problem, you won't survive.
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 27/09/2026
What the Interest Rate Increase Means for Your Business carlosmcwhorter.substack.com/p/what-the-i...
carlosmcwhorter.substack.com
What the Interest Rate Increase Means for Your Business
On September 16th, the Fed raised rates for the first time in three years.
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 24/09/2026
One man said, "I lay bricks." The other says, "I build cathedrals." The third said, "I bring people closer to God." All three were bricklayers. One knew their calling.
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 23/09/2026
A financial inheritance is a must but a respected reputation and network are just as powerful. #network #networth #inheritance #wisdom
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 19/09/2026
Many failed businesses would still be open if they knew how to forecast their cash balance. A 13 week rolling cash forecast is the most imporant metric for small businesse owners. #cashflow #cash #entrepreneur #interestrates #federalreserve
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 18/09/2026
Failure is an event, not an identity. Look at it like data, not a verdict. What's a failure that taught you something?
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 17/09/2026
Entrepreneurship is a call to being inconvenienced. You're a problem solver first. #ceo #entrepreneurship #leadership #entrepreneur
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 15/09/2026
Business owners, always treat your employees as if they have options. Because they do.
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 15/09/2026
dcdmiiI think it's evil to not at least have annual cost of living raises for your employees.
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 09/09/2026
Keep the main thing the main thing. Don't focus on anything that doesn't bring revenue to your business. #entrepreneur #entrepreneurship #business #consulting
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 09/09/2026
Hustling is for the new, adolescent business. There comes a time when you have to use systems and frameworks to stabilize and grow.
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 07/09/2026
Timing is everything and sometimes out of our control. If you failed due to timing, don't think another opportunity isnt' coming. #entrepreneur #smallbusiness #businessgrowth #businessmindset
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 06/09/2026
Entrepreneurship will expose your weaknesses. It's not pretty when it happens but its' all about learning to pivot. Become the person you need to be to grow your business.
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 06/09/2026
Entrepreneurship will expose your weaknesses. It's not pretty when it happens but its' all about learning to pivot. Become the person you need to be to grow your business. #entrepeneur #smallbusiness #businessgrowth #entrepreneurship
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 05/09/2026
Leverage is the name of the game. Leverage everything you can to build and sustain your business: - Technology - Mentors - Outsourcing - Networking #entrepeneur #smallbusiness #leverage #wisdom #success
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 04/09/2026
Avoid revenue concentrations‼️ You can't put yourself in a position where a loss of one customer means you have no business. Stay aggressive and scale. Growth is what protects your business. #entrepeneur #smallbusiness #smallbusinessowner
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 03/09/2026
I became a great manager after being managed poorly. There are lessons in every bad situation.
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 02/09/2026
The one thing that nobody tells you about entrepreneurship is its ability to expose every weakness you have.
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 01/09/2026
Agility in your small business is a must. It is your greatest tool to compete with larger companies. Stay aggressive so you can always compete and be able to take market share. #entrepeneur #business #wealthbuilding
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 01/09/2026
Don’t get comfortable. The business that is not working to scale is the business that is waiting to be defeated.
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 26/08/2026
Podcasts are not a substitute for reading.
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 25/08/2026
The only response to inflation: Make more money Save more money Invest more money Not an easy solution, but we have no choice.
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 24/08/2026
Opening a Roth IRA for your child? Here's what you need to know: 1. The child must have income. This could be a W-2 job or an independent income generating activity (1099). ⬇️
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Reposted by Carlos McWhorter, CPA
The Investing Department @roadmap2wealth.bsky.social · 10/08/2026
What happened last week in the market? www.investingdepartment.com/p/weekly-mar...
investingdepartment.com
Weekly Market Brief
Eee
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 10/08/2026
That financial influencer "finfluencer" sending you the trade signal in Discord doesn't need it to be a good one.... you've already paid the subscription.
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 11/06/2026
Matthew 25:31-46 #church #give #hishandsandfeet
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 06/06/2026
$DELL's revenue is up 88% from last year but the stock is down 16% this week! Find out if this AI infrastructure supplier is in value territory. See below for a full stock analysis and valuation.⬇️
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 06/06/2026
Imvesting for Your Child Part 5: ABLE Accounts Learn about ABLE accounts so you can invest for your child without canceling other federal benefits.
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 30/05/2026
SpaceX filed for their IPO (initial public offering) last week and it has the investing world talking for many reasons. #SpaceX #elonmusk #investing #IPO
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 24/05/2026
What percentage of adults have placed online sports bets? Blacks - 19% Hispanic - 12% Asian - 11% White - 8% Why is that? Is it marketed to our community more? Lack of financial literacy? Higher percentage of financially constrained households? What are your thoughts? Source: Pew Research
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 22/05/2026
When sports betting is legalized in a state, credit card balances go up by $368 per household. The gambling isn't coming from discretionary funds. It’s coming out of living expenses.
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 14/05/2026
Many people are on record saying "Intel is dead?" Of course they back track when it's convenient. A few deals made and Wall Street believes in them again. This is why it's important to invest with conviction. Not just what's popular. $INTC
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 20/04/2026
When investing in the space industry, don't ignore legacy companies currently active in the industry with infrastructure and ability to scale. $LMT, $HON, $GD, $RTX, and $BAH are currently active in the space industry. You don't have to wait on an overvalued SpaceX IPO.
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 17/04/2026
$COST is praised for many reasons, including their strong dividend. Dividend growth is a way to compound your investments while building income from your portfolio. The focus is having income to keep from pulling from your retirement principle. #investment #wealth
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 12/04/2026
When sports betting becomes legal in a state, net investment decreases $53 per quarter, per household. People are betting more and investing less‼️
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 09/04/2026
Reasons to invest in a 60/40 portfolio: - Close to retirement - You have a large cash position due to uncertainty in the market - You are aware you can't tolerate high risk
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 04/04/2026
It's an allusion that you have to beat the market with your portfolio. Don't pretend to be a hedge fund manager. Invest in the way that fits the risks you're comfortable with and what will reach YOUR financial goals. #investing
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 02/04/2026
Your portfolio is for YOU. Don't listen to the noise about 'dead' strategies. Focus on your own financial goals. #FinancialFreedom #financepodcast #wealth #investing
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Carlos McWhorter, CPA @carlosmcwhortercpa.bsky.social · 02/04/2026
Nvidia's is projecting to generate $1 trillion in revnue from their Blackwell + Vera Rubin platform through 2027. With revenue projections doubling, you'd expect the stock to soar, right? But it stalled instead. Are expectations already too high for $NVDA? #Nvidia #VeraRubin #Investing
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