iiinova — where your digital self keeps evolving

BayBayBoating @baybayboating.bsky.social · 01/04/2025

Question for merchants. Would you rather pay for some or pay for none of your processing?

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CNN @cnn.com · 26/02/2025

When Shanghai-based designer Guo Qingshan posted a vacation photo on Valentine’s Day and captioned it “Puppy Mountain,” it became a sensation in China and even created a tourist destination. cnn.it/3XjQ47X

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💙❤️💙Mia💙❤️💙 @mommamia.bsky.social · 26/02/2025

LET’S GO OHIO! Faculty and students at the University of Cincinnati’s protesting the decision of the University to comply with Trump‘s EO to dismantle DEI. www.tiktok.com/t/ZT2mJ7AJb/

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Joyce White Vance @joycewhitevance.bsky.social · 25/02/2025

If you feel this way, you're not along. And together, we're going to keep the Republic. Pass it on.

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Mark Cuban @mcuban.bsky.social · 16/02/2025

Money talks

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Joyce White Vance @joycewhitevance.bsky.social · 06/02/2025

A federal judge has just ordered Musk to get out of Treasury’s computers. We are fortunate there are good lawyers representing democracy. Normally that would end the matter, but in this era there are legit questions about compliance & enforcement. We live on the edge of a constitutional crisis.

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Michael O’Grady 🇨🇦 @mog7546.bsky.social · 06/02/2025

GET YOUR NEWS ON CANADIAN SITE re BIRD FLU We are currently responding to cases avian influenza in domestic birds across Canada. Anyone with birds must practice good biosecurity habits to protect poultry and disease. #MOG8 inspection.canada.ca/en/animal-he... inspection.canada.ca/en/animal-he...

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Latest bird flu situation - inspection.canada.ca

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Morgan J Freeman @mjfree.bsky.social · 06/02/2025

URGENT: The special general elections for Florida’s 1st & 6th Congressional Districts are on APRIL 1, 2025. If we flip these seats, we can STOP Project 2025. No excuses!

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Jonathan Slater @jonathanslater.bsky.social · 28/01/2025

Some of us travel alone

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Jonathan Slater @jonathanslater.bsky.social · 28/01/2025

How are you guys doing ? You ok ?

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LynnZ 🦋 @zizij.bsky.social · 21/01/2025

Today’s Hero

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Channel 14 - English Edition @c14english.bsky.social · 21/01/2025

🏳️‍🌈 VIDEO OF THE DAY Brave Bishop lectures Trump on respecting transgender children's rights. 💕

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🪷MsGrumpyBunny🪷 @msgrumpybunny.bsky.social · 21/01/2025

Did he practice it beforehand? Because it looks like he practiced it beforehand.

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Wonder of Science @wonderofscience.bsky.social · 20/01/2025

A universe in motion seen from the International Space Station during a night pass over Earth (view fullscreen).

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Outspoken™️ @out5p0ken.bsky.social · 15/01/2025

“KILL ALL MUSLIMS” is not something the Secretary of Defense of the United States should say — or anyone for that matter. Take out this trash

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Christopher Webb @cwebbonline.com · 15/01/2025

ICYMI—Highlights from today’s Pete Hegseth confirmation hearings. 🔥 SPOILER: Pete Hegseth was gaslighting the entire time, because he knows he isn’t qualified or worthy to serve as Defense Secretary.

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Jen Cross @jencross.bsky.social · 14/01/2025

Hey friends, Blue Monday is coming up. It's the 3rd Monday in January and considered the most depressing day of the year. To brighten the timeline, next Monday let's share some #BlueBugs! If you don't have any blue bugs then please join in with any #BlueCritter! Heliconius sp. Butterfly, Ecuador

A butterfly with long blue wings that have red blazes on the outer wing. It is perched on a pink flower among vegetation.

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BayBayBoating @baybayboating.bsky.social · 12/01/2025

@bsky.app something is wrong. I can’t see discover page

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Meidas Ian @lordye.bsky.social · 11/01/2025

Just like the look of this president, dont you?

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Stosh @stosh44.bsky.social · 11/01/2025

Fun Fact: with this conviction the incoming potus “aka the Tangerine Tyrant” is technically banned from enter about 50 countries. Also, as per the Secret Service own rules a convicted felon is banned from entering the White House.

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CALL TO ACTIVISM @calltoactivism.bsky.social · 09/01/2025

Check out the Carter Center’s photo from the funeral this morning and who’s obscured. This photographer needs a raise. 🤣

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Art Candee 🍿🥤 @artcandee.bsky.social · 05/01/2025

I'm blown away with Jason Carter, the grandson of former president Jimmy Carter, and the consideration, grace, and love he shared to the people who work at The Carter Center during his comments about his grandfather. There must be something in my eye. 😭

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Richard @rvmrn69.bsky.social · 05/01/2025

Goodnight everyone

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BayBayBoating @baybayboating.bsky.social · 05/01/2025

(5) profit to the processor. Transaction fee charged on the transaction is also a profit to the processor. There is a cost of a transaction The value of a penny is important. The small the average ticket, the higher the cost of the transaction and vice versa. DM me if I didn’t hit the mark.

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BayBayBoating @baybayboating.bsky.social · 05/01/2025

(4) on the balance of your statement. Interchange is considered pass through. Every processor has the same cost. If you are a merchant, you always want cost plus pricing. Plus is always in basis points. So if I say cost plus 50 basis points, that means 1/2%. Deeper dive, for every 10k processed,

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BayBayBoating @baybayboating.bsky.social · 05/01/2025

(3) a small percentage of the transactions. The issuer of the card you have in your wallet make the most money on the transaction. When you use their card, they make the interchange rate attached to that card. They make it in the front end and back end. You buy with their card, they you pay interest

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BayBayBoating @baybayboating.bsky.social · 05/01/2025

(2) ISOs are resellers for direct processors. IE Banks. Some banks are direct processors. Direct Processors process the transactions for the card brands. Card Brands establish interchange rate for the different cards. The rates are predicated on risk. Higher the risk, higher the rate. Card brands

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BayBayBoating @baybayboating.bsky.social · 05/01/2025

(1)Here is how it works and I hope I answer your question. If not let me know. At the top are the card brands. V/MC/D/ AMEX. Next you have the direct processors. There are approximately 9 Direct Processors. The number keeps changing due to acquisitions. Then you have Independent Sales Organizations.

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Jack Cousteau ⚓️ @angrywaterman.bsky.social · 04/01/2025

In Space tonight: Like delicate cosmic petals, these clouds of interstellar dust and gas have blossomed 1,300 light-years away in the fertile star fields of the constellation Cepheus. Sometimes called the Iris Nebula and cataloged as NGC 7023, this is not the only nebula in the sky to evoke 🌺

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