iiinova — where your digital self keeps evolving

BadCredit.org @badcreditorg.bsky.social · 12h

Missing DoorDash pay? NYC workers will soon learn what they're owed 🤔 www.badcredit.org/news/doordas...

BadCredit.org @badcreditorg.bsky.social · 30/09/2026

A newly approved credit score could lower your mortgage rate. Here’s what to ask your lender 👉 www.badcredit.org/news/buying-...

100

BadCredit.org @badcreditorg.bsky.social · 29/09/2026

The student loan rate-cut deadline just moved to Dec. 31. Here’s who qualifies for the discount 👉 badcredit.org/news/student...

000

BadCredit.org @badcreditorg.bsky.social · 29/09/2026

Getting a car loan is easier. Paying it off may take longer than you think 🤔 www.badcredit.org/news/auto-lo...

001

BadCredit.org @badcreditorg.bsky.social · 28/09/2026

Credit Acceptance will erase $634M in auto loan debt. Which borrowers are affected? 🤔 badcredit.org/news/credit-...

000

BadCredit.org @badcreditorg.bsky.social · 28/09/2026

Who’s getting left out of the mortgage market? A 25-year comparison offers a clue 👉 www.badcredit.org/news/mortgag...

100

BadCredit.org @badcreditorg.bsky.social · 23/09/2026

Social Security checks could rise by nearly $68 a month in 2027. Will it be enough? 🤔 www.badcredit.org/news/2027-so...

100

BadCredit.org @badcreditorg.bsky.social · 22/09/2026

A bankruptcy remark on your credit report could be worth about $1,100. See who qualifies 👉 badcredit.org/news/transun...

000

BadCredit.org @badcreditorg.bsky.social · 21/09/2026

Kentucky residents may get a surprising letter saying their medical debt is gone 👉 badcredit.org/news/kentuck...

000

BadCredit.org @badcreditorg.bsky.social · 17/09/2026

Chime wants to become a banking giant without crossing $10 billion in assets. Here’s why 🤔 www.badcredit.org/news/chimes-...

100

BadCredit.org @badcreditorg.bsky.social · 16/09/2026

That ATM fee from years ago could be worth another look. See who qualifies 👉 www.badcredit.org/news/paid-an...

000

BadCredit.org @badcreditorg.bsky.social · 15/09/2026

Owning a new car now costs $1,072 a month. One overlooked expense drives much of the bill 👉 www.badcredit.org/news/why-new...

000

BadCredit.org @badcreditorg.bsky.social · 14/09/2026

A robocall settlement could pay some claimants up to $650, but the deadline is rapidly approaching 👉 www.badcredit.org/news/who-can...

000

BadCredit.org @badcreditorg.bsky.social · 10/09/2026

Canceling a subscription in NYC is about to get much easier. Here’s what changes Oct. 1 👉 badcredit.org/news/nyc-cli...

000

BadCredit.org @badcreditorg.bsky.social · 09/09/2026

A free cash advance can get expensive fast. Colorado’s EarnIn lawsuit explains how 👉 badcredit.org/news/colorad...

000

BadCredit.org @badcreditorg.bsky.social · 08/09/2026

A little homework could put a $200 credit on your electric bill. Here’s who qualifies 👉 badcredit.org/news/florida...

010

BadCredit.org @badcreditorg.bsky.social · 03/09/2026

The student loan auto-pay discount is quadrupling. Here’s who qualifies 👉 www.badcredit.org/news/student...

000

BadCredit.org @badcreditorg.bsky.social · 03/09/2026

Got a 700Credit breach notice? Claims are open. Our earlier story explains the breach 👉 www.badcredit.org/news/700cred...

badcredit.org

700Credit Breach Exposes 5.6 Million Credit Files - BadCredit.org

000

BadCredit.org @badcreditorg.bsky.social · 02/09/2026

Scam losses among Americans under 30 jumped 20% last year. Here’s what makes them vulnerable 👉 www.badcredit.org/news/america...

000

BadCredit.org @badcreditorg.bsky.social · 01/09/2026

MOHELA sent $10,000 past-due notices when borrowers owed nothing. Did anyone pay? 💰 www.badcredit.org/news/did-moh...

000

BadCredit.org @badcreditorg.bsky.social · 01/09/2026

Colorado alleges EarnIn advances averaged 388% APR. Why the loan question matters 👉 www.badcredit.org/news/opinion...

badcredit.org

Opinion: To Be Credit, or Not To Be Credit - BadCredit.org

000

BadCredit.org @badcreditorg.bsky.social · 27/08/2026

The average FICO score looks steady. Underneath, the borrower gap is widening. Here’s why 👉 www.badcredit.org/news/fico-av...

000

BadCredit.org @badcreditorg.bsky.social · 27/08/2026

Debt settlement sounds less drastic than bankruptcy. Credit scores told a different story 👉 www.badcredit.org/news/debt-se...

011

BadCredit.org @badcreditorg.bsky.social · 26/08/2026

500 people lost $420k to one simple phone lie. Are you vulnerable? 👉 www.badcredit.org/news/how-a-f...

000

BadCredit.org @badcreditorg.bsky.social · 25/08/2026

A missed car payment can snowball fast. Here’s what to do before repossession 👉 www.badcredit.org/news/more-ca...

100

BadCredit.org @badcreditorg.bsky.social · 24/08/2026

$15,000 used to buy a very different car. See what the same budget gets you now 🚗 www.badcredit.org/news/todays-...

000

BadCredit.org @badcreditorg.bsky.social · 20/08/2026

Cash-strapped drivers may pay more and get less from extended warranties 👉 www.badcredit.org/news/extende...

011

BadCredit.org @badcreditorg.bsky.social · 19/08/2026

Millions of Equifax customers may qualify for a payment. Are you one of them? 🤔 www.badcredit.org/news/equifax...

000

BadCredit.org @badcreditorg.bsky.social · 19/08/2026

When groceries and utility bills become installment loans, a cash-flow tool can become another debt burden. Here’s what the numbers show 👉 www.badcredit.org/news/more-th...

001

BadCredit.org @badcreditorg.bsky.social · 19/08/2026

Student loans can shrink Social Security checks. A new bill could stop that for good 👉 badcredit.org/news/student...

000

BadCredit.org @badcreditorg.bsky.social · 18/08/2026

Energy bills are rising. What happens when they become debt? For 14 million Americans, we know 👉 www.badcredit.org/news/14-mill...

000

BadCredit.org @badcreditorg.bsky.social · 17/08/2026

Card issuers are casting a wider net for subprime borrowers. Here’s the catch 👉 www.badcredit.org/news/more-ba...

000

BadCredit.org @badcreditorg.bsky.social · 17/08/2026

Banks may have more power to stop a scam before the money disappears. Colorado’s new law makes our look at the true cost of fraud timely again 👉 www.badcredit.org/news/scam-lo...

badcredit.org

Scam Losses May Be 4X Higher Than Federal Data Show

000

BadCredit.org @badcreditorg.bsky.social · 14/08/2026

Grubhub refunds are going out to 640,000 people. Are you one of them? 💰 www.badcredit.org/news/ftc-sen...

000

BadCredit.org @badcreditorg.bsky.social · 12/08/2026

The FTC has halted a $200 million credit repair scheme that it says falsely promised to improve consumer credit scores. Find out how the alleged scam worked 👉 www.badcredit.org/news/ftc-mov...

000

BadCredit.org @badcreditorg.bsky.social · 11/08/2026

You can pay your mortgage on time and still lose your home. Here’s how HOA foreclosure works 👉 www.badcredit.org/news/hoa-for...

000

BadCredit.org @badcreditorg.bsky.social · 10/08/2026

Check your inbox: An old Equifax notice could now be worth up to $600 👉 www.badcredit.org/news/some-eq...

000

BadCredit.org @badcreditorg.bsky.social · 06/08/2026

$785 a month for a new car, and interest rates aren’t the only reason. Satyan Merchant from @transunion.bsky.social explains why Americans are buying “more car” and financing more of the price. Find out what's really driving payments higher in today's story 👉 badcredit.org/news/auto-lo...

010

BadCredit.org @badcreditorg.bsky.social · 05/08/2026

Could one bank deal bring 195% APR loans nationwide? Consumer advocates say yes 👉 www.badcredit.org/news/oppfi-b...

000

BadCredit.org @badcreditorg.bsky.social · 04/08/2026

Bankruptcy filings have risen every year since 2022. What’s driving the surge? 👉 www.badcredit.org/news/persona...

001

BadCredit.org @badcreditorg.bsky.social · 03/08/2026

Some Delaware hospital bills could soon disappear under a new law. Find out who qualifies 👉 www.badcredit.org/news/new-del...

000

BadCredit.org @badcreditorg.bsky.social · 30/07/2026

Flex has processed $40 billion in rent. Now it wants to become a bank 🏦 www.badcredit.org/news/rent-sp...

011

BadCredit.org @badcreditorg.bsky.social · 29/07/2026

Some BNPL lenders may need payday licenses in Oregon, and the industry isn’t happy 👉 badcredit.org/news/oregon-...

000

BadCredit.org @badcreditorg.bsky.social · 28/07/2026

36% of consumers would take on debt to travel. Christina Roman from @experian-us.bsky.social reveals the costs they may not see coming 👉 www.badcredit.org/news/why-36-...

000

BadCredit.org @badcreditorg.bsky.social · 28/07/2026

Why scam losses may be 4X higher than federal data show 👉 www.badcredit.org/news/scam-lo...

000

BadCredit.org @badcreditorg.bsky.social · 27/07/2026

$100K in student loan debt may be manageable. $50K may not be. Joshua Turnbull of @transunion.bsky.social explains the difference and why it matters. Read the full story 👉 www.badcredit.org/news/more-th...

000

BadCredit.org @badcreditorg.bsky.social · 24/07/2026

AI may know the best credit cards. But does it know the best one for you? 👉 www.badcredit.org/news/can-you...

000

BadCredit.org @badcreditorg.bsky.social · 23/07/2026

Walmart’s finance app now offers loans up to $50,000. Would you qualify? 🧐 badcredit.org/news/walmart...

000

BadCredit.org @badcreditorg.bsky.social · 22/07/2026

Your old car loan could add nearly $6,500 in interest to your next one 👉 www.badcredit.org/news/trading...

000

BadCredit.org @badcreditorg.bsky.social · 21/07/2026

Never missed a BNPL payment? New checks could still shut some shoppers out 👉 badcredit.org/news/new-bnp...

000