iiinova — where your digital self keeps evolving

andypandyguy.bsky.social @andypandyguy.bsky.social · 11/08/2026

Loss in tax revenue must be a couple of ruble by now... And the financial refinery aid money isn't exactly decreasing as time goes by. Ukrainian strikes & depth are only increasing. bsky.app/profile/maks...

1144

andypandyguy.bsky.social @andypandyguy.bsky.social · 11/08/2026

Does it include recent budget expenditures...? 😏 bsky.app/profile/spec...

1160

andypandyguy.bsky.social @andypandyguy.bsky.social · 05/08/2026

Russian banks where funding Wildberries expansion in recent years. With Wildberries unable to pay it'sincreasing debt. The state is forced to own this bad debt. Then add all the thousands of retailers across Russia losing their inventory & facing bankruptcy.

060

andypandyguy.bsky.social @andypandyguy.bsky.social · 05/08/2026

Indeed. Wildberries was already $17.7 billion in debt in 2025. By next month there won't be a single Wildberries warehouse standing.

020

andypandyguy.bsky.social @andypandyguy.bsky.social · 05/08/2026

Only 13% m2 is undamaged. With an massive $17.7 billion dept in 2025 to fund many these brand new warehouses. Wildberries can only be saved through billions in monthly bailout money from the Kremlin 💸 bsky.app/profile/tend...

010

andypandyguy.bsky.social @andypandyguy.bsky.social · 05/08/2026

The expansion funds comes from Russian state banks. Wildberries was already in 2025 $17.7 billion in debt.

010

andypandyguy.bsky.social @andypandyguy.bsky.social · 05/08/2026

Probably not the main purpose. But, its true Kremlin has major economic involvement in Wildberries & that it's warehouses was supposed function as mobilization depos by autumn after the Duma "election". Mobilization by autumn will be near impossible for Russia to organize.

020

andypandyguy.bsky.social @andypandyguy.bsky.social · 05/08/2026

There's no way Wildberries can survive without Kremlin taking over ownership. Then burning billions each month to keep Wildberries alive.

250

andypandyguy.bsky.social @andypandyguy.bsky.social · 04/08/2026

My guess is the Russian state is entirely financing Wildberries by now. Sunken cost fallacy. We might as well burn another billion since we dump billions before of tax money.

222

andypandyguy.bsky.social @andypandyguy.bsky.social · 04/08/2026

Still have to raise new capital. And find new retailers willing own goods in Kazakhstan that can get stuck at the border & sell at a loss. Kazakhstan = different kind of risk

130

andypandyguy.bsky.social @andypandyguy.bsky.social · 04/08/2026

Ah, the smoke & water damage 👌 Any clothing is gone due to smoke & any goods with cardboard nearby is water damaged. Then emergency repairs will be done to plug the giant hole in the warehouse from new weather damage. And this will cost 💸

020

andypandyguy.bsky.social @andypandyguy.bsky.social · 04/08/2026

With what money? Wildberries was already last year $17.7 billion in debt... 💸

2181

andypandyguy.bsky.social @andypandyguy.bsky.social · 04/08/2026

Needs another visit 😉 Remember Wildberries was already $17.7 billion in debt last year.

071

andypandyguy.bsky.social @andypandyguy.bsky.social · 03/08/2026

And many are recently built on $17.7 billions of borrowed money...

0121

andypandyguy.bsky.social @andypandyguy.bsky.social · 02/08/2026

Well, the avg Russian citizen was doing relatively well before 2014 & certainly post 2025. Difference is now that even the Russian state is having difficulties with funding its bond sales to fund the deficit. The RU banks are already to deep in debt.

200

andypandyguy.bsky.social @andypandyguy.bsky.social · 02/08/2026

Exactly. Not just that. Most of rural Russia is 100% dependent on the Eastern located warehouses. Local retail is just waiting to collapse now...

040

andypandyguy.bsky.social @andypandyguy.bsky.social · 02/08/2026

The inventory is owned by small to medium business, not Wildberries. Thats the real value, not the warehouses. If these thousands of Russians go bankrupt then then the entire online retail sector is dead for years to come.

100

andypandyguy.bsky.social @andypandyguy.bsky.social · 02/08/2026

Wildberries built these new warehouses on 17.7$ billion borrowed money. It will take a massive bailout to save Wildbarries.

0123

andypandyguy.bsky.social @andypandyguy.bsky.social · 31/07/2026

Interesting to see Kremlin's solution, given billions of $ will be needed in bailout money to prevent massive bankruptcies by autumn... Since Wildbarries is already 17.7 $ billion in debt by last year. bsky.app/profile/tend...

0112

andypandyguy.bsky.social @andypandyguy.bsky.social · 31/07/2026

I wonder why? 😏 bsky.app/profile/maks...

0182

andypandyguy.bsky.social @andypandyguy.bsky.social · 31/07/2026

Kremlin might try to save Wildbarries due its close connection to the oligarchs. The people who actually owns the goods & the ones in Russiasho needs stuffs are f#cked... bsky.app/profile/spec...

060

andypandyguy.bsky.social @andypandyguy.bsky.social · 31/07/2026

All inventory is owned by small/medium retailers. Insurance is no covering the losses & we can be sure to expect not just Wildbarries meeting bankruptcy by autumn. Also thousands of retailers across Russia. Then the banks who holds all this bad debt...

190

andypandyguy.bsky.social @andypandyguy.bsky.social · 31/07/2026

There's no way Wildbarries can be saved... Even before the warehouse destruction, Wildbarries was 17.7 $ billion in debt. bsky.app/profile/maks...

2272

andypandyguy.bsky.social @andypandyguy.bsky.social · 30/07/2026

It's a matter of money & time. Essential goods will arrive but, online shopping at this rate will be dead in Russia by autumn.

040

andypandyguy.bsky.social @andypandyguy.bsky.social · 30/07/2026

That's >if< Kremlin is telling the truth about it's gold reserve... With the bank sector already in deep debt from purchasing of state bonds. If the banks starts to fold due to bad debt, it will tricky for Kremlin to find bailout money. Wilbarries as an example.

010

andypandyguy.bsky.social @andypandyguy.bsky.social · 30/07/2026

Wildbarries took on massive 17.7 $ billion debt to build these brand new warehouses. Then add billions in lost from inventory from thousandsprivate retailers. Who will go bankrupt as well... bsky.app/profile/tend...

030

andypandyguy.bsky.social @andypandyguy.bsky.social · 30/07/2026

Wildberries will soon need a bailout to avoid bankruptcy. Then continued financial aid from Kremlin. bsky.app/profile/tend...

130

andypandyguy.bsky.social @andypandyguy.bsky.social · 30/07/2026

September budget needs another update 😏 bsky.app/profile/igor...

0160

andypandyguy.bsky.social @andypandyguy.bsky.social · 30/07/2026

The only way Wildbarries survive 2026 is a massive Kremlin bailout & then continued financial aid...

000

andypandyguy.bsky.social @andypandyguy.bsky.social · 30/07/2026

Wildberries took on massive debt with these new warehouses. "New supply chain" = 30 day truck delivery from China

1120

andypandyguy.bsky.social @andypandyguy.bsky.social · 29/07/2026

Seems Wildbarries is going under... Would take repeated government bailouts to keep Wildbarries alive. bsky.app/profile/tend...

1192

andypandyguy.bsky.social @andypandyguy.bsky.social · 29/07/2026

"...the share of impaired loans increased from 4.8% to 5.5% over the three months." Wildberries bankruptcy would the tipping domino for Russia's fragile economy.

000

andypandyguy.bsky.social @andypandyguy.bsky.social · 29/07/2026

I am sure this helps the Russian deficit 👌 bsky.app/profile/unit...

160

andypandyguy.bsky.social @andypandyguy.bsky.social · 28/07/2026

Depends if the banks holds the debt of the inventory being lost. The owners will go bankrupt but, the bank has now lost its money as the retailer can't pay off the loan. 2008 bank scenario with inventory instead of property. bsky.app/profile/anto...

000

andypandyguy.bsky.social @andypandyguy.bsky.social · 28/07/2026

142

andypandyguy.bsky.social @andypandyguy.bsky.social · 24/07/2026

First comes the fire. Then bankruptcies. Third, no new purchases by survivors as the risk is simply to great at this rate. Fourth, small local retailers with high prices & long delivery times. From individual tiny warehouses.

000

andypandyguy.bsky.social @andypandyguy.bsky.social · 24/07/2026

Each m2 🔥 = thousands of small & medium business going bankrupt in Russia. Remaining retailers can't risk losing their savings & won't make new purchases. By autumn we could see a collapse in the Russian online retail industry.

140

andypandyguy.bsky.social @andypandyguy.bsky.social · 24/07/2026

Sanctions? Kinetic Sanctions? Because the entire small to medium online Russian retailers are going bankrupt by autumn...

011

andypandyguy.bsky.social @andypandyguy.bsky.social · 24/07/2026

Medium & small size Russian businesses are going to go bankrupt in mass by autumn 👌

1222

andypandyguy.bsky.social @andypandyguy.bsky.social · 24/07/2026

With businesses owning their goods in warehouses via distributors like Wildbarries. We could see a complete halt in new orders & a collapsein retail, as the risk is simply to great. With Wildbarries refusing insurance money.

020

andypandyguy.bsky.social @andypandyguy.bsky.social · 24/07/2026

081

andypandyguy.bsky.social @andypandyguy.bsky.social · 24/07/2026

Online retail is gone in Russia before autumn.

072

andypandyguy.bsky.social @andypandyguy.bsky.social · 24/07/2026

If I was holding goods at a Wildbarries. I would be very worried...

071